Equip your students for the real world with a complete, project-based Financial Math curriculum. We blend essential math concepts with the practical financial decisions they’ll face after graduation—making learning relevant, engaging, and unforgettable.
When Will I Ever Use This?
Traditional math curricula often leave students feeling unmotivated to learn. PersonalFinanceLab’s Financial Math course grounds every concept in a single, compelling narrative: Funding Your Desired Life. We provide the integrated tools to make it happen, saving you from patching together engaging resources.
- ✓ All-in-one platform with ready-made lessons, presentations, and activities.
- ✓ Hands-on projects using live data from the Budget & Stock Games.
- ✓ Auto-graded lessons and grading rubrics that can be synced with your LMS.
- ✓ Students use interactive calculators to personalize their financial plan for their future.
A Flexible Framework for Any Classroom
Whether you need a full turnkey program or engaging learning materials to enrich your existing lesson plans, our course outline was designed to be adaptable. Our balanced ‘Instruct, Study, Apply’ model fits your preferred teaching style and helps boost student engagement.
Direct Instruction
Teacher-led mini-lessons and presentations establish core ideas, saving you hours of prep time.
Individual Study
Self-paced lessons with auto-graded quizzes provide immediate student feedback and effortless grade-keeping for you.
Project Work
Our games, activities and calculators provide real data for students to analyze, making every decision meaningful.
Course Structure
Our 8-unit course follows a logical storyline, so students see how one financial decision influences the next. Each unit builds on the last, culminating in a comprehensive capstone project.
Unit 1: Funding Your Desired Life
Launch the capstone project! Students analyze their Budget Game data, explore careers, calculate the ROI of education, and build a baseline cost-of-living to set their future income goals.
Unit 2: Earning an Income
From pay stubs to benefits packages. Students learn to calculate net pay, compare job offers using “total compensation,” and map out a 10-year financial vision.
Unit 3: Navigating the Tax System
Simplify how taxation works. Students practice filing, compare deduction types, calculate tax liability with progressive brackets, and connect the math to marginal vs. effective rates.
Unit 4: Saving Money to Build Long-Term Wealth
Build the saving toolkit. Learn about the Rule of 72, the power of compound interest (especially when you start saving & investing early), and draft a first retirement plan.
Unit 5: Investing in Your Future
Move from saving to investing. Students research asset classes (stocks, bonds, ETFs), evaluate risk, and write a simple investment plan to guide their decisions in the Stock Game.
Unit 6: Managing Credit & Debt
Learn to use credit as a tool. Students explore how APR and grace periods work, compare debt payoff strategies, and learn how to read a credit report and protect their rights.
Unit 7: Major Purchases
Run the numbers on life’s biggest expenses. Students calculate the Total Cost of Ownership for vehicles, conduct rent vs. buy analyses for housing, and build mortgage amortization tables.
Unit 8: Protecting Yourself & Your Assets
Build a financial defense plan. Students explore insurance (health, auto, life), stress-test their financial plan against recessions, and produce a recovery plan for emergencies and scams.
Less Prep, More Teaching
We designed our platform to work for you, not the other way around.
- ✓ Turnkey Curriculum: Use our full course map, presentations, and activities right out of the box.
- ✓ Automatic Grading: Our interactive lessons and quizzes are self-grading, syncing directly to your gradebook.
- ✓ Seamless LMS Integration: Works perfectly with Google Classroom, Canvas, Schoology, and more.
- ✓ Real-World Tools: Go beyond the textbook with our embedded calculators and financial simulations.
