An engaging learning experience
that develops life skills with real-life scenarios and consequences.

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Students Learn

Building a budget to manage income and expenses

Students learn how to manage realistic monthly expenses and bills, and their choices have long-term impacts on the events they experience.

Real-life scenarios, with both planned and unplanned spending

In an ideal world we would stick to our planned budgets. This is never the case in real life. Students learn through experience how each choice they make has consequences.

Building realistic savings goals to both build net worth and a high quality of life

Reinforcing the saving habit so students realize the importance of setting and maintaining savings goals. When unexpected life events pop-up they’re ready for them.

Students manage their credit and learn how to build their credit score

Most budgeting games are focused on savings only, which is unrealistic. Students learn about balancing needs vs wants, and how to use credit responsibly to build their credit score.

How It Works

Instructors Set The Rules

Instructors start out by choosing the specific rules of their class. These can also be updated as the simulation progresses through the semester.

  • What will be your student’s monthly rent?
  • How much will they pay for car insurance and utilities?
  • What wage will they earn at their part-time job?
  • How much income tax will be charged?
  • Does your class start as full-time workers, or college students with a part-time job?

Teachers can also customize the types of “Life Events” that occur in the game. Emphasize risk and insurance while you cover it in class, then encourage more events focusing on reading and understanding contracts, and much more!

Students Start The Game

Your students’ goals are to build their net worth by transferring money from their checking account to savings, and build up their credit score by responsibly covering cash flow shortfalls (and paying off their balance on time).

Students progress through 12 “months” of the game, with each month taking about 20 minutes to complete. “Life Events” crop up every couple days, with unplanned expenses (and occassionally income) putting pressure on their budget – requiring careful planning!

Class rankings tie everything together, with students able to compare their net worth, credit score, and overall score with their classmates!

Life Happens, Learning Begins!

Students progress through the game, with similar (but not the same) events happening across the class. Students taking a risk will sometimes pay off, but sometimes it comes back to bite! This is an awesome starting point for class discussions – who did what, and how did it pay off?

While students work through the budgeting game, they also work through the lessons you set up from our customizable curriculum library (with built-in assessments) for a completely customized learning experience!

See the platform for yourself before committing to buy.

What’s Included?

Customizable Settings

Choose the starting bank balance, fixed expenses, hourly wage, taxes and the types of pop-up cards to match your local standard of living. Select whether your students start as students with part-time jobs, or as full-time professionals. You can choose after how many months of gameplay they graduate.

Monthly Budgets

Students get experience reviewing their monthly fixed and variable expenses, their projected income and set savings goals based on how much surplus or deficit they will have. They learn the important lesson of Pay Yourself First, by gaining the most points from hitting their monthly savings goals.

Embedded Lessons & Mini Games

A seamless experience so students are introduced to key concepts like comparison shopping, mortgages, writing checks, opportunity cost and more while they play the game. Also, they can play mini-games within the game to make it even more fun to learn personal finance.

Learning Library

Included with the Budget Game

Personal Finance




Career Prep

When you buy the Budget Game, you also get access
to our learning library of over 300 assignments!

  • Built-in assignments and assessments
  • Following National Standards
  • Customize the lessons to fit your class and your students’ interests

Information Request


Great for virtual or in-class learning.

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