Financial Literacy Materials for Teaching Personal Finance classes

Financial Literacy
Resources

Our financial literacy educational platform makes learning fun
with our engaging games, activities and integrated lessons.

  • Our learning library includes 300+ standards aligned Lessons
  • Use as a self-paced learning tool or as a supplement to other classroom materials
  • Self-Grading Lessons cover Personal Finance, Investing, Economics, Business, Accounting, Career Prep and Entrepreneurship topics
  • Customizable by instructors for the grade level and class subject
Sample Lessons Learning Library Overview

Financial Literacy Standards Alignment by State

Explore how our self-grading lessons and engaging interactive games align perfectly with your state’s K-12 academic standards in financial literacy education.

State Standards

Learning Resources Aligned to National Standards

The PersonalFinanceLab Learning Library was designed to align to the Jump$tart Coalition for Personal Financial Literacy. We also align to the Council for Economic Education, the National Business Educators Association (NBEA), as well as most state standards.

The Budget Game, Stock Game and the self-grading lessons together provide students an opportunity to practice making smart financial decisions. Allowing students to graduate with the knowledge and skills to be financially literate.

Jump$tart/CEE NBEA

Financial Literacy Lessons

Our Financial Literacy lessons are grouped into 5 units that were designed to follow State and National standards. We include unit introductions and assessments to help students pace through the material and allow them to review how well they understood the material.

The lessons include self-grading quizzes, challenge questions, and videos, while the interactive calculators provide exercises for students to complete. Both the Budget Game and Stock Game allow students to bring all these personal finance concepts to life!

Our Learning Library contains more lessons than what is listed here. To see our full list of learning materials, click the link below to register for the Teacher Test Drive.

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Unit 1

Budgeting, Saving and Spending

  • Lesson: Budgeting
  • Lesson: Budgeting and Spending Strategies
  • Lesson: What is Money?
  • Lesson: Building Wealth
  • Interactive calculator: Use the Compound Interest Calculator
  • Lesson: Spending and Savings Plans
  • Lesson: Pay Yourself First
  • Lesson: Preparing for Spending Shocks
  • Lesson: Receipts – Keeping and Tossing
  • Lesson: Researching Spending
  • Lesson: Managing Bills
  • Lesson: Planning Long-Term Purchases
  • Lesson: Family Planning
  • Interactive calculator: Use the Net Worth Calculator
  • Interactive calculator: Use the Home Budgeting Calculator
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Unit 2

Managing Credit

  • Lesson: Using Credit
  • Lesson: Importance of Interest Rates
  • Lesson: Credit Cards
  • Lesson: Buying a Car
  • Lesson: Good Debt, Bad Debt
  • Interactive activity: Use the Car Loans Calculator
  • Lesson: Short-Term Financing
  • Lesson: Student Loans
  • Lesson: Mortgages
  • Interactive activity: Use the Credit Card Payments Calculator
  • Lesson: Credit Reports
  • Lesson: Managing Debt
  • Lesson: Debt Management Services
  • Lesson: Consolidating Debt
  • Lesson: Debt Negotiation
  • Lesson: Bankruptcy
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Unit 3

Income and Taxes

  • Lesson: Income and Compensation
  • Lesson: Career Development
  • Lesson: Employer and Employee Rights and Responsibilities
  • Lesson: Unemployment and other programs
  • Lesson: Banks, Credit Unions, and Savings and Loans
  • Lesson: Debit Cards
  • Lesson: Automatic Payments
  • Lesson: Taxation Overview
  • Lesson: Tax Filing and the Form 1040
  • Lesson: Sales Tax
  • Lesson: Biggest Mistakes of Job Seekers
  • Lesson: Acing Job Interviews
  • Lesson: How to Choose an Internship
  • Lesson: Using Keywords in Your Resume
  • Lesson: What is Wealth?
  • Lesson: Charitable Giving
  • Lesson: Preparing for Retirement
  • Interactive activity: Use the Saving to be a Millionaire Calculator
  • Lesson: Consumer rights and responsibilities
  • Lesson: Classifying Products and Services
  • Lesson: Common Tax Deductions
  • Lesson: Common tax Additions
  • Lesson: When to Hire a Tax Professional
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Unit 5

Risk Management

  • Lesson: What makes a contract valid?
  • Lesson: Risk
  • Lesson: Renter’s Insurance
  • Lesson: Home Owner’s Insurance
  • Lesson: Rental Agreements and Homeowner’s Associations
  • Lesson: Car Insurance
  • Lesson: Life Insurance
  • Lesson: Health Insurance
  • Lesson: Protecting Against Fraud
  • Interactive activity: Using Spreadsheets – Comparing Car Financing Options
  • Lesson: What are Financial Records?
  • Lesson: Reconciling Accounts
  • Lesson: Tax Audits
  • Lesson: Work VS Study
  • Lesson: Simple and Living Wills
  • Lesson: Starting a Business
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Unit 4

Investing

  • Lesson: What is a Stock?
  • Lesson: What is a Ticker Symbol?
  • Lesson: Getting (and Understanding) Stock Quotes
  • Lesson: Why Invest in Stocks?
  • Lesson: Building a Diversified Portfolio
  • Lesson: Getting Trading Ideas
  • Video: Navigating the Site
  • Video: Order Types
  • Video: Trading Stocks
  • Lesson: Why is it called Wall Street?
  • Lesson: What is the New York Stock Exchange?
  • Lesson: What is the Dow Jones Industrial Average?
  • Lesson: ETF?
  • Lesson: What is a Mutual Fund?
  • Video: Trading Mutual Funds
  • Lesson: What are Bonds?
  • Video: Trading Bonds
  • Lesson: Understanding Margin Trading
  • Lesson: What is a Brokerage?
  • Video: Investment Research
  • Lesson: How to Choose and Compare Stocks
  • Lesson: Understanding Price Movements
  • Lesson: What is an Income Statement?
  • Lesson: What is a Balance Sheet?
  • Lesson: What is a Cash Flow Statement?
  • Lesson: Investing Strategies
  • Lesson: Certifications in the Finance Industry
  • Interactive calculator: Use the Investment Return Calculator
  • Interactive calculator: Use the Net Present Value Calculator
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Full 10-Chapter

Investing Course

The Investing101 Certification course is a ten-chapter beginner course that goes into more detail about how the stock market works, how to build a portfolio, fundamental and technical analysis and more. You can assign individual chapters or the whole course. At the end of your class, if students completed all the vocabulary and chapter exams they earn a completion certificate!

The best part is the course includes reminders for students to place trades based on what was covered in the lesson. That way they get the experience while learning the core concepts.

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Additional Lessons

We also offer lessons on economics, business, accounting, math, and marketing to allow teachers to expand their students’ awareness of business and economic concepts.

Economics

Economics

Many state standards for Personal Finance fall under the Social Studies standards and usually include many knowledge statements about Economics. To support this demand, we have a robust catalogue of economics lessons that cover everything from time value of money to opportunity cost, fiscal and monetary policy, inflation, and the importance for nations to specialize within the global economy.

Accounting

Accounting

The lessons on Accounting cover the principles of GAAP, and the role of accountants in society. A lesson that we recommend you include in your class is the “Payroll Best Practices” lesson. This shows students a breakdown of where their tax dollars go for each of their paychecks.

Business Management

Business Management

The Business Management lessons are a great way to show students how businesses work. These lessons offer a basic framework on the different forms of management, the different types of business ownership and why every business needs a competitive advantage.

Marketing

Marketing

The Marketing lessons offer key insights into how businesses promote their products and services to their customers. The following lessons illustrate the importance of being an informed consumer, “Ethics of Marketing”, “Classifying Products and Services”, “The Product Lifecycle” and “Analyzing Consumer Behavior,” allowing students to be more proactive in their buying decisions.

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What’s Included with our Learning Library?

Interactive Content

Each lesson takes about 5-10 minutes to complete, with interactive calculators, videos, and mini game activities to make learning a more engaging experience. Students can learn about what it takes to become a millionaire with the activity called, “Saving To Be A Millionaire!” or how to decide between buying a new or used car in the lesson, “Buy vs Lease Calculator!”. Students can even practice filling out a check in the “What is Money?” lesson. The integrated videos are short, easy to understand and integrated right into the lessons.

Preview our Video Library
curriculum pop quiz

Integrated Assessments

Self-graded pop quizzes track student progress, and are included in every assignment. They include 3-5 multiple choice questions that are related to that specific lesson. They require no previous knowledge to be able to complete each of them. You can customize your assignments, specifying when students need to have their lessons completed by, or whether they need to finish certain lessons before starting others.

Students can even earn a reward for completing their assignments. Choose whether their rewards are added to their stock portfolio or to their budget game!

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teacher reports

Teacher Reports

Find out how much time your students are spending on the platform, which questions your class is struggling with the most in their assignments, their actions in the Budget Game and trades in the Stock Game.

The teacher reports can be customized if the presets do not fit your needs, and can be exported to Excel or Google Sheets.

See our Sample 9-Week Course Outline

Financial Literacy Certificates

When students complete 12 months of the Budget Game,
25 trades in the Stock Game and the 50 personal finance lessons, they are eligible to earn this completion certificate.

financial literacy certificate of completion

When students complete the 10 chapters of the Investing101 Course, they are eligible to earn this completion certificate.

Tests your students’ knowledge of personal finance. We offer the certification before or after you use PersonalFinanceLab to prove that your students learned the core concepts. To learn more about the exam process click here.

Students earn completion certificates. After completing the Investing101 Course or the Personal Finance Lessons, students earn a completion certificate they can print and keep for their records.

Information Request

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Pricing

Great for virtual or in-class learning. Bulk discounts are available for larger class sizes!

Budget Game
$10
per account
  • Budget Game
  • Learning Library
  • Market Insight Widgets
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Stock Game
$10
per account
  • Stock Game
  • Learning Library
  • Market Insight Widgets
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Stock & Budget
Game
$15
per account
  • Budget Game
  • Stock Game
  • Learning Library
  • Market Insight Widgets
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