PersonalFinanceLab Recommended 9-Week Course Outline

This course outline is designed for a 9-week Personal Finance Class. It makes heavy use of PersonalFinanceLab’s budget and stock games, as well as our curriculum library and assessments to measure student progress.

Notice for teachers joining our Free Financial Literacy Events – Our free events do not have full admin access for teachers – all settings are enabled with our recommended settings. You can skip our guides on course set-up and dive straight into the Unit Outlines and Teacher Packets!

Structure of This Course Outline

The course outline is divided into 5 units:

  1. Budgeting and Spending Plans
  2. Investing
  3. Credit Cards and Debt
  4. Employment and Income
  5. Financial Risks and Insurance

To maximize impact of each lesson, classes make heavy use of our budgeting and stock games. We introduce these concepts early so students can continue to practice and build understanding as a course-long project even as the main teaching focus continues on to other topics.

Each unit is divided into several sub-units, each of which would take a typical class approximately 45 minutes to complete, including class discussion time. Each unit contains a mix of class discussion points, Assignments from PersonalFinanceLab’s curriculum and assessment library, class projects, and potential homework lessons.

We include a time estimate for each activity to allow teachers to easily replace any of our recommended lessons with their own projects.

What’s Inside

Each of the Units below contains an overview of the unit’s objectives and glossary terms, along with a Google Slides presentation for each unit (with glossary introductions and definitions to help facilitate class discussion). Many of the individual lessons also have an accompanying Google Slides presentation, which teachers can use in place of our online lessons. Each Unit has a Google Docs overview that you can copy, plus additional Teacher and Student packets with individual project prompts and grading rubrics.

There are also several “In-Class Projects” throughout the course outline. More details on each project, including grading rubric templates, can be found in our Teacher Packet. There is also a separate Student Packet for students with prompts for each project.

Setting Up Your Class

PersonalFinanceLab is highly customizable for your class. However, to make the most of our recommended projects, we encourage teachers to use the following settings when setting up their class (these settings are specific to this 9-week course outline):

Budget Game

  • Set up a 12-month game, where students are “Part Time” for the first 6 months, “Full Time” for the last 6 months (we include a “midpoint review” project that hinges on this transition).
  • Utilize Speed Limits, allowing students to complete no more than 2 months of the budget game per 1-week of class time.
  • You can use our pre-sets for bill expenses or choose settings more directly related to your area. However, confirm at the preview at the bottom of the screen that students should be able to save 10% of their income each month.

Stock Game

  • Create your stock game by giving students $10,000 of initial cash.
  • Also enable $1,000 weekly deposits. This will add additional cash to student’s accounts each week of class (as if they were making regular contributions to a retirement account that must be re-invested).
  • After your class has been set up and students have registered, utilize our Teams feature to organize your class into groups of 2 or more students per team. This will allow students to place their own trades, while aggregating team portfolios.

Our last recommended activity for the class involves each group making a 5-minute presentation to the class, and so we recommend you adjust your group sizes accordingly to allow all groups present in the same day at the end of class.

Your Assignments

Each unit outline has our recommended assignment tasks. Most teachers load these as Weekly Assignments for their class. We generally recommend teachers utilize the Rewards function to alternatingly award bonus cash to student’s budget game or stock game accounts throughout the class to encourage on-time submissions.

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Give Us Your Feedback

We would love the input of every teacher on our course outlines. They undergo constant revision to reflect new lessons and features on PersonalFinanceLab, with each update based in feedback from teachers like you. If you have any questions or comments, please leave a message below:

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