Get 1 Month Free Access to Fun &
Educational Personal Finance Games!

At last, a way to bring financial literacy
to life in your classroom!

Budget Game

Stock Game


Welcome How the Market Works Teachers!

How does the Challenge Work?

For 1 month only – your students will discover why personal finance is actually the most important class for their future. And it will be thanks to you for spending only 2 minutes registering your class for our challenge.

Not only will they get to practice budgeting, saving and investing, but your students have the chance to win prizes! And so do you, if you have the most amount of students who complete 6 months of the Budget Game.

If you register today, your students can already get started on completing the Financial Literacy Completion Certificate. This includes lessons on personal finance that align to Jump$tart standards.

Register Now

Financial Literacy

Registration is now open!

Challenge Dates

March 28 to April 29, 2022

4 Interactive & Fun Features

  • Personal Budget Game
  • Stock Game
  • Built-in Lessons & Pop Quizzes
  • Student & Teacher Prizes

Student Prizes


students from each contest
win a $100 Amazon Gift Card

The Top 10 students from each contest, (from the Budget Game and Stock Game) win a $100 Amazon gift card for their classroom. Teachers of the top-performing finalists will be notified the week after the challenge ends.

Teacher Prizes


teachers will receive a
$100 Staples Gift Card

The 10 teachers that have the most students completing at least 6 months of the budget game will each receive a $100 Staples e-gift Card.

Testimonials from Past Participating Teachers

Both of my classes had so much fun with the Budget Game and had no idea of all the learning that occurred! Thank you for making this available. It is so hard to find quality, free resources.

Tracie Meyers
Livonia Central School District
(New York, United States)

This is an absolutely fantastic program that I wish ALL students had the opportunity to participate in. Your game has provided so many opportunities to relate the real world to my students in a way that is fun, and interactive but also gives them real world skills that will help them throughout their lives.

We now talk about IPO’s and company announcements and budgets and a whole assortment of other real life topics that in the past would have required an entire lesson to help them understand the basics just to have a conversation. Bravo! Not only did you help my students but you made my job easier and more fun as well.

Michael Eklund
Kenilworth Junior High School
(Alberta, Canada)

Thank you for making this amazing learning experience available to my students, and of course my congratulations to the other top 5 finishing students; as well as the entire 14,500+ student participants from across Canada, the USA, and elsewhere (?) who participated so enthusiastically, and did such a great job of representing their class/school.

Terrence Posylek
St. Thomas Aquinas Catholic Secondary School
(Ontario, Canada)

What’s Included?

Personal Budgeting Game

Students practice managing a monthly budget, and building their emergency savings fund. So they can see how their decisions have consequences. Gaining experience on what it feels like to take full responsibility for their financial well-being.

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Virtual Stock Game

Students practice investing in real securities with US stocks, bonds and mutual funds. They learn from their own mistakes while using virtual money. So they can know how to grow their wealth responsibly, and make smart financial decisions when they’re ready to invest for real.

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Personal Finance Lessons

300+ self-graded pop quizzes at the end of each lesson that integrate to teacher reports.

Learn more
Bring Financial Literacy to Life in your Classroom!

What are the Rules?

  • Trading is open from March 28 to April 29, 2022
  • Students may trade US stocks and ETFs, and US mutual funds, and bonds
  • Students manage a $100,000 virtual portfolio
  • Weekly deposits of $1000 will be distributed for students to begin trading on Monday mornings
  • There is a $5 minimum price for all stocks
  • Students may short sell and buy on margin
  • Students may day trade
  • Students may only invest 25% of their portfolio in any one security
  • Each student is allowed only one entry
  • Students can play the Budget Game from March 28 to April 29, 2022
  • The game includes 12 months of gameplay where students manage their bills and expenses
  • They start as students with part-time jobs, and after 6 months graduate and take on full-time jobs
  • Students earn the most amount of points for meeting their monthly savings goals

Financial Literacy Completion Certificate

Students don’t need to complete all the lessons to be eligible for prizes. However, why not take advantage of having free access to our curriculum?

We’ve included 86 lessons from our learning library on investing and personal finance. Each lesson includes a pop quiz at the end with 3-5 questions. Students are required to get 100% on all quizzes to earn the completion certificate, and are able to retake quizzes to improve their score. You can see their progress every step of the way from your Instructor Administrator page.

Example Assignments Include:

  • What is the New York Stock Exchange?
  • Investing Strategies
  • Pay Down Debt or Save?
  • Life Insurance
  • Use the Saving to be a Millionaire Calculator
Register Now

Upgrade to a Premium Account

In this challenge, you’ll get to have access to a limited selection of what PersonalFinanceLab has to offer. To get a better understanding of what you’ll get when you upgrade to a paid account, check out our product matrix below.

  Free Instructor Account Paid Admin Account
Budget Game
Fully Customizable Game Settings
Stock Game
US Stocks, Bonds & Mutual Funds
Real-Time Prices (US Only)
International Stock Exchanges
Research & Quoting Tools
Options, Futures, Forex & Cash Spots
Tutorial Videos
Custom Exchanges
Advanced Trading Settings
Curriculum Limited
50 Personal Finance Lessons
300+ Personal Finance, Career Readiness, Investing, Economics, Marketing, Management and Accounting Lessons Limited
Aligned to Jump$tart Standards
Aligned to 20+ State Standards
Self-Grading Assessments
Pre and Post Financial Literacy Tests
Investing101 Completion Certificate
Financial Literacy Completion Certificate
Live Chat & Help Desk Support
Teacher Resources Limited
Basic Reports
Comprehensive Reporting
Lesson Plans
Fully Customizable Curriculum Settings
Slideshows & How-To Guides
9-Week and 18-Week Course Outlines
Teacher Training Webinars
Dedicated Account Manager

Information Request