Florida’s B.E.S.T. Standards for Mathematics
The PersonalFinanceLab is proud to offer interactive games and lessons that are specifically tailored to meet the standards set by Florida’s B.E.S.T. Standards for Mathematics. These standards are used in the Math for Data and Financial Literacy Course. While this course does not fulfill the personal financial literacy graduation requirement, it has been designed to integrate critical-thinking, problem-solving, and workforce-literacy skills used in our learning materials.
Activity Type Key:
Articles
Videos
Interactive Calculators
Comprehensive Tools
Includes Built-In Assessment
| Standard | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Mathematical Thinking and Reasoning | ||||||
| Actively participate in effortful learning both individually and collectively. |
Budget Game – Core Component Stock Game – Core Component Activity – Basic Research and Comparing Stocks | |||||
| Demonstrate understanding by representing problems in multiple ways. |
Stock Game – Core Componet Lesson – Graphing Lesson – Calculating Your Daily Returns Lesson – Percents, Fractions and Ratios Lesson – Building a Case Study | |||||
| Complete tasks with mathematical fluency. |
Stock Game – Core Component Budget Game – Core Component | |||||
| Engage in discussions that reflect on the mathematical thinking of self and others. |
Budget Game – Core Component Stock Game – Core Component Activity – Basic Research and Comparing Stocks | |||||
| Use patterns and structure to help understand and connect mathematical concepts. |
Stock Game – Core Component Investing 101 – Read Chapter 07 (Technical Analysis: Common Charts and Terms) Lesson – Understanding Price Movements | |||||
| Assess the reasonableness of solutions. |
Budget Game – Core Component Stock Game – Core Component Activity – Basic Research and Comparing Stocks Lesson – How to Choose and Compare Stocks Lesson – Financial Analysis Through Key Ratios | |||||
| Apply mathematics to real-world contexts. |
Budget Game – Core Component Stock Game – Core Component Activity – Basic Research and Comparing Stocks | |||||
| ELA Expectations | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Cite evidence to explain and justify reasoning. | Stock Game – Core Component | |||||
| Read and comprehend grade-level complex texts proficiently. |
Lesson – What is Money? Lesson – Pay Yourself First Lesson – Career Development | |||||
| Make inferences to support comprehension. |
Stock Game – Core Component Budget Game – Core Component Activity – Use the Saving to be a Millionaire Calculator Lesson – Understanding Price Movements Lesson – Building a Diversified Portfolio Lesson – Spending and Savings Plans | |||||
| Use appropriate collaborative techniques and active listening skills when engaging in discussions in a variety of situations. |
Stock Game – Core Component Budget Game – Core Component | |||||
| Use the accepted rules governing a specific format to create quality work. |
Stock Game – Core Component Budget Game – Core Component | |||||
| Use appropriate voice and tone when speaking or writing. |
Stock Game – Core Component Budget Game – Core Component | |||||
| English Language Development | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Language of Mathematics: English language learners communicate information, ideas and concepts necessary for academic success in the content area of Mathematics. |
Activity – Activity – Use the Car Loans Calculator Lesson – Using Spreadsheets – Comparing Car Financing Options Lesson – What are Annuities? Lesson – Percents, Fractions and Ratios | |||||
| Number Sense and Operations | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Generate equivalent expressions and perform operations with expressions involving exponents, radicals or logarithms. |
Investing 101 – Read Chapter 07 (Technical Analysis: Common Charts and Terms) Activity – Use the Net Present Value Calculator Lesson – Using Spreadsheets – Calculating Your Daily Returns Lesson – Understanding Margin Trading | |||||
| Algebraic Reasoning | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Interpret and rewrite algebraic expressions and equations in equivalent forms: Identify and interpret parts of an equation or expression that represent a quantity in terms of a mathematical or real-world context, including viewing one or more of its parts as a single entity. Rearrange equations or formulas to isolate a quantity of interest. |
Stock Game – Core Component Activity – Use the Investment Return Calculator Activity – Use the Compound Interest Calculator Lesson – Importance of Interest Rates | |||||
| Write, solve and graph linear equations, functions and inequalities in one and two variables: Solve and graph mathematical and real-world problems that are modeled with linear functions. Interpret key features and determine constraints in terms of the context. |
Lesson – Using Spreadsheets – Importing and Formatting Data Lesson – Using Spreadsheets – Calculating Profit or Loss From Trades Lesson – Using Spreadsheets – Calculating Your Daily Returns Lesson – Using Spreadsheets – Graphing | |||||
| Write, solve and graph exponential and logarithmic equations and functions in one and two variables: Solve and graph mathematical and real-world problems that are modeled with exponential functions. Interpret key features and determine constraints in terms of the context. | Activity – Use the Compound Interest Calculator | |||||
| Write and solve a system of two- and three-variable equations and inequalities that describe quantities or relationships: Solve and graph mathematical and real-world problems that are modeled with piecewise functions. Interpret key features and determine constraints in terms of the context. |
Stock Game – Core Component Activity – Use the Investment Return Calculator Lesson – How to Choose and Compare Stocks | |||||
| Solve problems involving sequences and series: Given a mathematical or real-world context, write and solve problems involving arithmetic sequences. |
Budget Game – Core Component Activity – Use the Buy vs Lease Calculator Activity – Use the Home Budgeting Calculator Lesson – Managing Bills | |||||
| Functions | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Understand, compare and analyze properties of functions: Given a function represented in function notation, evaluate the function for an input in its domain. For a real-world context, interpret the output. |
Lesson – Percents, Fractions and Ratios Lesson – Financial Analysis Through Key Ratios | |||||
| Create new functions from existing functions: Given a mathematical or real-world context, combine two or more functions, limited to linear, quadratic, exponential and polynomial, using arithmetic operations. When appropriate, include domain restrictions for the new function. |
Lesson – Asset Valuation Lesson – Issuing Stock and Dividends Lesson – Financial Analysis Through Key Ratios Lesson – Operating Ratios | |||||
| Financial Literacy | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Build mathematical foundations for financial literacy: Extend previous knowledge of operations of fractions, percentages and decimals, ratios and proportional relationships to solve real-world problems involving money and business. Solve real-world problems involving weighted averages using spreadsheets and other technology. |
Budget Game – Core Component Activity – Use the Credit Card Payments Calculator Lesson – Percents, Fractions and Ratios | |||||
| Develop an understanding of basic accounting and economic principles: |
Lesson – The Accounting Cycle Lesson – GAAP – Financial Reporting and Terms Lesson – Payroll Best Practices Lesson – What is Economics? Lesson – What is Economic Growth? | |||||
| Given assets and liabilities, calculate net worth using spreadsheets and other technology. |
Budget Game – Core Component Activity – Use the Net Worth Calculator Lesson – GAAP – Asset Accounting Lesson – GAAP – Liability Accounting Watch Video – Net Worth | |||||
| Solve real-world problems involving profits, costs and revenues using spreadsheets and other technology. |
Stock Game – Core Component Budget Game – Core Component Activity – Basic Research and Comparing Stocks Lesson – What is an Income Statement? | |||||
| Given current exchange rates, convert between currencies. Solve real-world problems involving exchange rates. |
Stock Game – Core Component Lesson – Investing Strategies Lesson – Building a Diversified Portfolio Lesson – Getting (and Understanding) Stock Quotes | |||||
| Develop budgets that fit within various incomes using spreadsheets and other technology. |
Budget Game – Core Component Lesson – Budgeting Lesson – Pay Yourself First Lesson – Budgeting and Spending Strategies | |||||
| Given a real-world scenario, complete and calculate federal income tax using spreadsheets and other technology. |
Budget Game – Core Component Activity – Practice Filing The Form 1040 Lesson – Taxation Overview Lesson – Tax Filing and the Form 1040 | |||||
| Describe the advantages and disadvantages of short-term and long-term purchases. |
Budget Game – Core Component Lesson – Planning Long Term Purchases Lesson – Preparing for Spending Shocks Lesson – Spending and Savings Plans Lesson – Building Wealth Lesson – Preparing for Retirement | |||||
| Compare simple, compound and continuously compounded interest over time. Solve real-world problems involving simple, compound and continuously compounded interest. |
Activity – Use the Compound Interest Calculator Activity – Use the Saving to be a Millionaire Calculator Lesson – Important of Interest Rates Lesson – Using Credit | |||||
| Compare the advantages and disadvantages of using cash versus personal financing options. |
Budget Game – Core Component Activity – Use the Credit Card Payments Calculator Lesson – Short-Term Financing Lesson – Good Debt, Bad Debt | |||||
| Calculate the finance charges and total amount due on a bill using various forms of credit using estimation, spreadsheets and other technology. |
Budget Game – Care Calconent Lesson – Buying a Car Lesson – Managing Debt Lesson – Managing Bills | |||||
| Compare the advantages and disadvantages of different types of student loans by manipulating a variety of variables and calculating the total cost using spreadsheets and other technology. |
Lesson – Student Loans Lesson – Career Development | |||||
| Calculate using spreadsheets and other technology the total cost of purchasing consumer durables over time given different monthly payments, down payments, financing options and fees. |
Budget Game – Core Component Activity – Use the Home Budgeting Calculator Activity – Use the Buy vs Lease Calculator Lesson – Inflation | |||||
| Compare the advantages and disadvantages of different types of mortgage loans by manipulating a variety of variables and calculating fees and total cost using spreadsheets and other technology. |
Activity – Use the Home Budgeting Calculator Lesson – Mortgages | |||||
| Analyze credit scores qualitatively. Explain how short-term and long-term purchases, including deferred payments, may increase or decrease credit scores. Explain how credit scores influence buying power. |
Budget Game – Core Component Lesson – Credit Reports Lesson – Student Loans Lesson – Managing Credit | |||||
| Given a real-world scenario, establish a plan to pay off debt. |
Budget Game – Core Component Lesson – Managing Debt Lesson – Debt Management Services Lesson – Consolidating Debt Lesson – Debt Negotiation | |||||
| Describe the advantages and disadvantages of financial and investment plans, including insurances: Calculate and compare options, deductibles and fees for various types of insurance policies using spreadsheets and other technology. |
Lesson – Building Wealth Lesson – Investing Strategies Lesson – Risk Lesson – Health Insurance Lesson – Life Insurance | |||||
| Compare the advantages and disadvantages of various retirement savings plans using spreadsheets and other technology. |
Activity – Use the Saving to be a Millionaire Calculator Lesson – Preparing for Retirement Lesson – What is Wealth? | |||||
| Collect, organize and interpret data to determine an effective retirement savings plan to meet personal financial goals using spreadsheets and other technology. |
Activity – Use the Saving to be a Millionaire Calculator Lesson – Preparing for Retirement Lesson – What is Wealth? | |||||
| Compare different ways that portfolios can be diversified in investments. |
Stock Game – Core Component Investing 101 – Read Chapter 04 (Building Your $100,000 Portfolio) Activity – Basic Research and Comparing Stocks Lesson – Building a Diversified Portfolio Lesson – How to Choose and Compare Stocks Lesson – Investing Strategies | |||||
| Simulate the purchase of a stock portfolio with a set amount of money, and evaluate its worth over time considering gains, losses and selling, taking into account any associated fees. | Stock Game – Core Component | |||||
| Data Analysis and Probability | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Summarize, represent and interpret categorical and numerical data with one and two variables: Interpret data distributions represented in various ways. State whether the data is numerical or categorical, whether it is univariate or bivariate and interpret the different components and quantities in the display. |
Stock Game – Core Component Investing 101 – Read Chapter 06 (Fundamental Analysis: Understanding Earnings and Cash Flow) Investing 101 – Read Chapter 07 (Technical Analysis: Common Charts and Terms) Watch Video – Investment Research Lesson – How to Choose and Compare Stocks Lesson – Getting (and Understanding) Stock Quotes Lesson – Using Spreadsheets – Calculating Profit or Loss From Trades | |||||
| Solve problems involving univariate and bivariate numerical data: Fit a linear function to bivariate numerical data that suggests a linear association and interpret the slope and y-intercept of the model. Use the model to solve real-world problems in terms of the context of the data. |
Stock Game – Core Component Lesson – Using Spreadsheets – Importing and Formatting Data Lesson – Using Spreadsheets – Calculating Your Daily Returns Lesson – Using Spreadsheets – Graphing | |||||
| Solve problems involving categorical data: Construct a two-way frequency table summarizing bivariate categorical data. Interpret joint and marginal frequencies and determine possible associations in terms of a real-world context. |
Stock Game – Core Component Lesson – Using Spreadsheets – Importing and Formatting Data Lesson – Using Spreadsheets – Calculating Your Daily Returns Lesson – Using Spreadsheets – Graphing | |||||
| Determine methods of data collection and make inferences from collected data: Evaluate reports based on data from diverse media, print and digital resources by interpreting graphs and tables; evaluating data-based arguments; determining whether a valid sampling method was used; or interpreting provided statistics. |
Stock Game – Core Component Investing 101 – Read Chapter 06 (Fundamental Analysis: Understanding Earnings and Cash Flow) Lesson – What is an Income Statement? Lesson – What is a Balance Sheet? Lesson – What Is A Cash Flow Statement |