My husband wants his own account as he wants to 
“beat the pants off” his 15 yr old in in the investing game.

PS>  I have my 15 year old doing the budgeting game.  He is getting so frustrated that his “guy” makes ridiculous choices.  For instance, he got a speeding ticket twice in a row!  HAHA it was so great to hear him talking about the choices and how much it “cost” him.