Pfinlab Financial Math Course Outline

Financial Math Course
Outline

Equip your students for the real world with a complete, project-based Financial Math curriculum. We blend essential math concepts with the practical financial decisions they’ll face after graduation—making learning relevant, engaging, and unforgettable.

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When Will I Ever Use This?

Traditional math curricula often leave students feeling unmotivated to learn. PersonalFinanceLab’s Financial Math course grounds every concept in a single, compelling narrative: Funding Your Desired Life. We provide the integrated tools to make it happen, saving you from patching together engaging resources.

  • All-in-one platform with ready-made lessons, presentations, and activities.
  • Hands-on projects using live data from the Budget & Stock Games.
  • Auto-graded lessons and grading rubrics that can be synced with your LMS.
  • Students use interactive calculators to personalize their financial plan for their future.

A Flexible Framework for Any Classroom

Whether you need a full turnkey program or engaging learning materials to enrich your existing lesson plans, our course outline was designed to be adaptable. Our balanced ‘Instruct, Study, Apply’ model fits your preferred teaching style and helps boost student engagement.

Direct Instruction

Teacher-led mini-lessons and presentations establish core ideas, saving you hours of prep time.

Individual Study

Self-paced lessons with auto-graded quizzes provide immediate student feedback and effortless grade-keeping for you.

Project Work

Our games, activities and calculators provide real data for students to analyze, making every decision meaningful.

Course Structure

Our 8-unit course follows a logical storyline, so students see how one financial decision influences the next. Each unit builds on the last, culminating in a comprehensive financial plan they can take with them into their adult lives.

Unit 1: Funding Your Desired Life

Launch the capstone project! Students analyze their Budget Game data, explore careers, calculate the ROI of education, and build a baseline cost-of-living to set their future income goals.

Unit 1: Funding Your Desired Life

Unit 2: Earning an Income

From pay stubs to benefits packages. Students learn to calculate net pay, compare job offers using “total compensation,” and map out a 10-year financial vision.

Unit 2: Earning an Income

Unit 3: Navigating the Tax System

Simplify how taxation works. Students practice filing, compare deduction types, calculate tax liability with progressive brackets, and connect the math to marginal vs. effective rates.

Unit 3: Navigating the Tax System

Unit 4: Saving Money to Build Long-Term Wealth

Build the saving toolkit. Learn about the Rule of 72, the power of compound interest (especially when you start saving & investing early), and draft a first retirement plan.

Unit 4: Saving Money to Build Long-Term Wealth

Unit 5: Investing in Your Future

Move from saving to investing. Students research asset classes (stocks, bonds, ETFs), evaluate risk, and write a simple investment plan to guide their decisions in the Stock Game.

Unit 5: Investing in Your Future

Unit 6: Managing Credit & Debt

Learn to use credit as a tool. Students explore how APR and grace periods work, compare debt payoff strategies, and learn how to read a credit report and protect their rights.

Unit 6: Managing Credit & Debt

Unit 7: Major Purchases

Run the numbers on life’s biggest expenses. Students calculate the Total Cost of Ownership for vehicles, conduct rent vs. buy analyses for housing, and build mortgage amortization tables.

Unit 7: Major Purchases

Unit 8: Protecting Yourself & Your Assets

Build a financial defense plan. Students explore insurance (health, auto, life), stress-test their financial plan against inflation, recessions, and produce a recovery plan for emergencies and scams.

Unit 8: Protecting Yourself & Your Assets

Less Prep, More Teaching

We designed our platform to work for you, not the other way around.

  • Turnkey Curriculum: Use our full course map, presentations, and activities right out of the box.
  • Automatic Grading: Our interactive lessons and quizzes are self-grading, syncing directly to your gradebook.
  • Seamless LMS Integration: Works perfectly with Google Classroom, Canvas, Schoology, and more.
  • Real-World Tools: Go beyond the textbook with our embedded calculators and financial simulations.

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Teaching Financial Math Less Prep, More Teaching Teaching Financial Math