In this presentation, students learn the difference between nominal and real interest rates, how to measure inflation and impact of inflation on the economy. Students are introduced to concepts like hyperinflation and deflation, and how inflation can encourage economic growth. Click Here to download this presentation in Google Drive Click Here to download this presentation Read More…

This presentation explains the reserve banking system and how banks create money through loans. Students are introduced to reserve requirements and currency backing. Click Here to download this presentation in Google Drive Click Here to download this presentation as a PowerPoint

This presentation explains how stock markets find an equilibrium between the buyers (demand) and sellers (supply) of stocks. Students will be introduced to consumer and producer surpluses. Click Here to download this presentation in Google Drive Click Here to download this presentation as a PowerPoint

This presentation introduces students to the central banking system of the United States, the Federal Reserve. They will learn its objectives and functions and why it operates independently. This presentation is best followed by the Monetary Policy Presentation. Click Here To Copy This Presentation in Google Drive Click Here to download this presentation as a Read More…

This presentation examines the costs and benefits of different economic decisions (trade-offs). It defines key terms like supply and demand, market outcomes, resource allocation and different allocation methods. Students will learn about the pros and cons of wealth redistribution, and different redistribution methods. Click Here To Copy This Presentation in Google Drive Click Here to Read More…

This presentation explains how the Federal Reserve uses monetary policy tools like interest rates, bond buying (quantitative easing QE) and managing the money supply to encourage economic growth and control inflation. This presentation is best used after the Federal Reserve Presentation. Click Here To Copy This Presentation in Google Drive Click Here to download this Read More…

This presentation explains how stock prices are determined by the company’s financial performance, market trends, investor sentiment, and economic conditions. Also, the Initial Public Offering (IPO) process is reviewed. The presentation also covers the key terminology for bonds including; the principal, coupon rate, maturity date and yield. It explains the mechanics of bond trading and Read More…

This presentation explains the functions of money: as a medium of exchange, a unit of account and a store of value. It includes the 3-item test of Bitcoin and gold to assess whether they perform all these functions. Click Here To Copy This Presentation in Google Drive Click Here to download this presentation as a Read More…

This presentation provides a brief overview of the benefits and negatives of competition in a free market economy. Key concepts are defined such as the profit motive, externalities, the role of innovation, monopolies, cartels, and real vs artificial barriers to competition. Click Here To Copy This Presentation in Google Drive Click Here to download this Read More…

We understand the increasing importance of personal finance education across the United States. That’s why we revised our financial literacy standards alignment to cover the majority of state academic standards. Our goal is to provide teachers and curriculum specialists with the resources they need to meet these requirements and deliver engaging learning experiences for their Read More…

Students can work in teams to complete this assignment. After logging into PersonalFinanceLab, they can go to the Stock Screener, in the Investing Research section to compare two companies from the same industry. Adjusting the Industry filter, they can compare any companies that trade on the US stock exchange. For example, students could choose Electronics/Appliances Read More…

For an 18-week class, we recommend that students write their own personal investing strategies that is separate from the group portfolio project. This allows each student to reflect on their current financial goals and how they intend to meet them. Students should choose one of the following financial goals: Based on their selection, students should Read More…

In this project we will be asking students to conduct a comparison-shopping exercise. They will first look at their most-preferred smartphone, and what it costs. They also need to specify what exactly makes this their preferred smartphone. Next, students will need to identify cell phone service providers that support their phone. This is the bulk Read More…

At the conclusion of the class period, students will build a final report and presentation synthesizing their experiences from both the budget game and stock game. Students will work in the same teams that they used for the Stock Game project to build this report. The Stock Game freezes all student portfolios automatically at the Read More…

In this project, we will be asking students to investigate different budgeting “apps” and resources that people use to help manage their money. Student will be challenged to use critical thinking to address two primary concerns with budgeting apps: Students are asked to identify at least two different budgeting apps or online resources, and do Read More…

This project is placed towards the end of the Investing unit, after each student has already begun to place a few trades. Ideally you will also have organized students into Teams as well. From this point of the class onwards, students will continue to be managing their portfolio as a project in the background (just Read More…

The stock game project utilizes PersonalFinanceLab’s stock game to teach students about investing. The key to a successful class stock game is making the game last as long as possible so students have exposure to the real markets and see how real-world news impacts their portfolio. Therefore, our course outline places the investing unit early Read More…

The second project of the budget game takes place after 7 months of play, immediately before beginning our unit on Careers. This timing is important – after 6 months, your students will have “graduated” from school in the game and begun their first full-time job, and so at this point students have gotten their first Read More…

Midpoint Check-In At this point students will be about 2/3 of the way through their stock game. The “Check-In” project is a short exercise for teams to evaluate how the group has performed so far, both relating to their original objective statements and how each team member has been fulfilling their roles. The primary objective Read More…

The Budget Game on PersonalFinanceLab is a long-term project where students will learn how to manage cash flow, savings goals, and credit over the course of your class. While the budget game is customizable for every class, for a 9-week course we recommend using a 12-month game (with each game taking 10-20 minutes to complete), Read More…

PersonalFinanceLab is a financial simulation program that offers complete control to teachers to choose what their students experience and provides live customer service too. Launching a New Finance Department Bruce Groberman is the Director of Financial Education at North Point Schools, which operates 3 private schools (Boys School, Girls School and Co-Ed High School), in Read More…

This Fall, new and returning teachers can look forward to using their favorite LMS for registering their students to their PersonalFinanceLab class. You will need an active account to be able to take advantage of this new integration. However, once you have your site license, you can take advantage of single sign-on through platforms like Read More…

Our 18-Week Financial Literacy / Personal Finance Course Outline This recommended financial literacy course outline is designed for those who teach a 18-week Financial Literacy Course (aka Personal Finance Class). It makes heavy use of PersonalFinanceLab’s financial literacy games, Budget Game and Stock Games, as well as our Learning Library of self-grading assessments. Notice for Read More…

Are you looking for interactive resources to bring personal finance concepts to life? PersonalFinanceLab has all the resources you need in one online platform that is ideal for K12 classrooms. To see how you can use this in your class, join the webinar that best suits your schedule. Our regional account managers are here to Read More…

Our team has been busy this summer rolling out improvements to make teaching financial literacy and personal finance that much easier. Check out all the new features that will be available for this fall semester. Budget Game Improved Bank and Credit Card Statements – student’s checking account, savings account, and credit card statements are new and Read More…