Unit 8 of TEKS Financial Mathematics focuses on the protective side of personal finance—teaching students how insurance, emergency planning, and consumer protections help safeguard their financial future. After building their financial “offense” in Units 1–7, this final unit shifts to financial “defense,” ensuring that unexpected events don’t derail their long-term plans.
Students learn the essentials of health, disability, and life insurance, plus how to protect major assets through auto, renter’s, and homeowner’s coverage. The unit also introduces strategies for preventing identity theft, spotting scams, and preparing simple end-of-life documents.
What Students Do in Unit 8:
- Learn how health, disability, and life insurance protect income and well-being
- Compare auto, renter’s, and homeowner’s insurance policies and coverage levels
- Evaluate premiums, deductibles, and risk trade-offs for property protection
- Study digital safety, fraud prevention, and identity theft best practices
- Explore consumer rights and how to respond to financial scams
- Perform a financial “stress test” to evaluate resilience during emergencies
Unit 8 equips students with the knowledge to protect themselves, their belongings, and the financial plan they’ve worked hard to build.