TEKS Personal Financial Literacy Standards Alignment
Texas publishes TEKS for Personal Financial Literacy (§113.49), a personal finance-focused course, as part of their social studies standards. These standards align with a fusion of topics from our Personal Finance, Career Readiness,and Investing libraries of activities.
Activity Type Key:
Articles
Videos
Interactive Calculators
Comprehensive Tools
Includes Built-In Assessment
| Standard | Activity | Activity Type |
| The student understands how to set personal financial goals. | Budgeting | |
| Spending and Savings Plans | ||
| Building Wealth | ||
| The student understands how financial statements are used to assess and monitor financial well-being. | Investment Research Tool | |
| What are Financial Records? | ||
| What is an Income Statement? | ||
| Budgeting | ||
| Spending and Savings Plans | ||
| What is a Balance Sheet? | ||
| What is a Cash Flow Statement? | ||
| Creating Financial Statements | ||
| Net Worth Calculator | ||
| Preparing for spending shocks | ||
| Budgeting and Saving Strategies | ||
| The student analyzes components of compensation from employment. | Career Center | |
| Income and Compensation | ||
| Preparing For Retirement | ||
| Health Insurance | ||
| The student critically evaluates consumption decisions. | Buy vs Lease Calculator | |
| Car Loan Calculator | ||
| Credit Cards | ||
| Short-Term Financing | ||
| Researching Spending | ||
| Home Budget Calculator | ||
| The student understands the importance of saving and investing in creating wealth and building assets. | Pay Yourself First | |
| Saving to be a Millionaire Calculator | ||
| What is Wealth? | ||
| The student understands the implementation of a saving and investing plan. | Banks, Credit Unions, and Savings and Loans | |
| Saving to be a Millionaire Calculator | ||
| Compound Interest Calculator | ||
| Investment Return Calculator | ||
| Why invest in Stocks? | ||
| Building a diversified portfolio | ||
| What is a Stock? | ||
| What is an ETF? | ||
| What is a Mutual Fund? | ||
| What is a Bond? | ||
| Stock Game | ||
| Investment Research Tool | ||
| The student demonstrates an understanding of the importance of planning for retirement. | Preparing For Retirement | |
| Saving to be a Millionaire Calculator | ||
| The student identifies factors that affect credit worthiness. | Credit Reports | |
| Bankruptcy | ||
| Debt Management Services | ||
| The student evaluates a decision to use credit | Using Credit | |
| Credit Cards | ||
| Credit Card Payments Calculator | ||
| Debit Cards | ||
| Mortgages | ||
| The student recognizes financial risks faced by individuals and families and identifies strategies for handling these risks. | Types of Insurance | |
| Health Insurance | ||
| Life Insurance | ||
| Home Owner’s Insurance | ||
| Renter’s Insurance | ||
| Car Insurance | ||
| The student understands how to identify and protect themselves from frauds, schemes, and scams. | Protecting Against Fraud | |
| The student recognizes the costs and benefits of various types of college, postsecondary education, and training. | Certifications in the Finance Industry | |
| How To Choose an Internship | ||
| Career Center |