Iowa K-12 Core Social Studies Standards

K-12 Core Iowa
Social Studies Standards

We compared our learning materials and the core financial literacy concepts that are covered in our Budget and Stock Games to the social studies standards for the state of Iowa.

A list of the Iowa K-12 Core Social Studies Standards are below, along with a selection of activities from our games and library that align with each standard. Our Learning Library contains over 300 total lessons that can be customized for every class, so this may not include every lesson that may apply for each standard.

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab® for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

3-Week Enrichment Program

3-Week Enrichment Program
18-Week Course Outline

18-Week Course Outline
9-Week Course Outline

9-Week Course Outline

Get to Know PersonalFinanceLab®

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Lessons

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Iowa Social Studies Standards Alignment

Find out which of our lessons or games reinforce the individual
knowledge statements from the K-12 Iowa Core in Social Studies Standards.

Legend:

Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Standard Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Develop Financial and Career Goals
Develop short- and long-term financial goals. Budget Game – Core Component
Lesson – Pay Yourself First
Lesson – Budgeting
Lesson – Budgeting and Spending Strategies
Lesson – Preparing for Retirement
Activity – Use the Saving to be a Millionaire Calculator
Evaluate entrepreneurship, career choices and the effect on the standard of living. Lesson – Career Development
Lesson – Income and Compensation
Lesson – Work vs Study
Lesson – What is entrepreneurship?
Lesson – Starting a Business
Lesson – How to Choose an Internship
Wealth building and college planning, including long-term and short-term investing using tax-favored plans, individual retirement accounts and payments from such accounts, employer-sponsored retirement plans and investments, public and private educational savings accounts, and uniform gifts and transfer to minors. Lesson – Career Development
Lesson – Income and Compensation
Lesson – Preparing for Retirement
Lesson – Building Wealth
Insurance, risk management, income, and career decisions, including career choices that fit personality styles and occupational goals, job search strategies, cover letters, resumes, interview techniques, payroll taxes and other income withholdings, and revenue sources for federal, state, and local governments. Lesson – Risk
Lesson – Life Insurance
Lesson – Health Insurance
Lesson – Car Insurance
Lesson – Career Development
Lesson – Using Keywords In Your Resume
Lesson – Acing Job Interviews
Lesson – Biggest Mistakes of Job Seekers
Lesson – Payroll Best Practices
Lesson – Taxation Overview
Lesson – Common Tax Additions
Lesson – Common Tax Deducations
Lesson – Tax Filing and the Form 1040
Create a Saving and Spending Plan Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Evaluate the effect of taxes and other factors on income. Lesson – Taxation Overview
Lesson – Common Tax Additions
Lesson – Common Tax Deducations
Lesson – Tax Filing and the Form 1040
Lesson – Sales Tax
Develop a saving and spending plan using a financial recordkeeping tool. Budget Game – Core Component
Apply consumer skills to saving and spending decisions. Lesson – Consumer rights and responsibilities
Lesson – Preparing for spending shocks
Lesson – Managing Bills
Lesson – Researching Spending
Savings, including emergency fund, purchases, and wealth building. Budget Game – Core Component
Lesson – Spending and Savings Plans
Lesson – Pay Yourself First
Lesson – Building Wealth
Financial responsibility and money management, including creating and living on a written budget and balancing a check book; basic rules of successful negotiating and techniques; and personality or other traits regarding money. Budget Game – Core Component
Lesson – Reconciling Accounts
Lesson – What is Money?
Lesson – Budgeting
Lesson – Personal Selling
Analyze Credit and Debt Levels Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Analyze the cost and benefits of different types of credit and debt. Lesson – Using Credit
Lesson – Credit Cards
Lesson – Good Debt, Bad Debt
Lesson – Mortgages
Lesson – Student Loans
Lesson – Buying a Car
Lesson – Importance of Interest Rates
Activity – Use the Buy vs Lease Calculator
Credit and debt, including credit cards, payday lending, rent-to-own transactions, debt consolidation, automobile leasing, cosigning a loan, debt avoidance, and the marketing of debt, especially to young people. Budget Game – Core Component
Lesson – Credit Cards
Lesson – Good Debt, Bad Debt
Lesson – Managing Debt
Lesson – Consolidating Debt
Lesson – Debt Management Services
Lesson – Short-Term Financing
Activity – Use the Car Loans Calculator
Summarize a borrower’s rights and responsibilities. Lesson – Using Credit
Lesson – Credit Cards
Lesson – Credit Reports
Lesson – Bankruptcy
Investigate strategies to avoid and manage debt effectively. Lesson – Good Debt, Bad Debt
Lesson – Debit Cards
Lesson – Short-Term Financing
Lesson – Managing Bills
Lesson – Preparing for Spending Shocks
Consumer awareness of the power of marketing on buying decisions including zero percent interest offers; marketing methods, including product positioning, advertising, brand recognition, and personal selling; how to read a credit report and correct inaccuracies; how to build a credit score; how to develop a plan to deal with creditors and avoid bankruptcy; and the federal Fair Debt Collection Practices Act. Lesson – Consumer rights and responsibilities
Lesson – Classifying Products and Services
Lesson – Protecting Against Fraud
Lessons – Ethics in Marketing
Lesson – Pricing Strategies
Evaluate Savings and Long-Term Investments Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Evaluate short-term savings tools. Lesson – Budgeting
Lesson – Building Wealth
Lesson – Spending and Savings Plans
Lesson – Pay Yourself First
Apply investment tools to meet financial goals. Stock Game – Core Component
Lesson – Investing Strategies
Lesson – Why Invest in Stocks?
Lesson – Building a Diversified Portfolio
Buying, selling, and renting advantages and disadvantages relating to real estate, including adjustable rate, balloon, conventional, government-backed, reverse, and seller-financed mortgages. Lesson – Home Owner Insurance
Lesson – Mortgages
Lesson – Home Owner’s Insurance
Activity – Use the Home Budgeting Calculator
Understanding investments, including compound and simple interest, liquidity, diversification, risk return ratio, certificates of deposit, money market accounts, single stocks, bonds, mutual funds, rental real estate, annuities, commodities, and futures. Stock Game – Core Component
Investing101 Certification Course
Lesson – Investing Strategies
Lesson – Building a Diversified Portfolio
Lesson – What is a Stock?
Lesson – What is an ETF?
Lesson – What is a Mutual Fund?
Lesson – What are Bonds?
Activity – Use the Compound Interest Calculator
Measure Risk Management Tools Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Justify reasons to use various forms of insurance. Lesson – Renter’s Insurance
Lesson – Home Owner’s Insurance
Lesson – Car Insurance
Lesson – Life Insurance
Lesson – Health Insurance
Establish strategies for protection of personal identity and other forms of fraud. Lesson – Protecting Against Fraud
Different types of insurance coverage including renters, homeowners, automobile , health, disability, long-term care, identity theft, and life insurance; term life, cash value and whole life insurance; and insurance terms such as deductible, stop loss, elimination period, replacement coverage, liability, and out-of-pocket. Lesson – Renter’s Insurance
Lesson – Home Owner’s Insurance
Lesson – Car Insurance
Lesson – Life Insurance
Lesson – Health Insurance

Information Request

If you would like to learn more about PersonalFinanceLab, schedule a personalized demo, or get a Test Drive account to preview our games and lessons for yourself, please fill out the form below.

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