JumpStart
Jump$tart Coalition Personal Finance Standards Alignment
The Jump$tart Coalition for Personal Finance Literacy publishes National Standards focusing on Spending and Saving, Credit and Debt, Employment and Income, Investing, Risk Management and Insurance, and Financial Decision Making. These standards are used as the basis of Personal Finance standards around the country, with most states heavily overlapping or outright adopting the Jump$tart recommendations.
Our Personal Finance curriculum covers each of the Jump$tart recommendations in detail, with additional supplementary materials (not listed) covering more personal finance and economic concepts that can be tailored for your class.
Activity Type Key
- Articles:
- Videos:
- Interactive Calculators:
- Comprehensive Tools:
- Includes built-in assessment:
Saving and Spending
| Standard | Activity | Type of Activity |
|---|---|---|
| Develop a plan for spending and saving | All About Budgeting | |
| Lesson – Achieve Financial Goals with a Spending Plan | ||
| What is Wealth? | ||
| Activity – Crack the Code to Becoming a Millionaire | ||
| Home Budget Calculator | ||
| Lesson – The Cost of Raising a Family | ||
| Keeping Financial Records | Lesson – Tame Your Financial Paperwork | |
| Lesson – Balance Your Books in 10-Minutes | ||
| Receipts – Keeping and Tossing | ||
| Lesson – Tax Credits & Deductions You Need to Know | ||
| Describe how to use different payment methods | Lesson – Choosing the Best Banking Option for You | |
| Lesson – What is Money? | ||
| Lesson – How Debit Cards Work | ||
| Apply consumer skills with spending and saving choices | What is Wealth? | |
| Lesson – Achieve Financial Goals with a Spending Plan | ||
| Activity – Crack the Code to Becoming a Millionaire | ||
| Activity – Rent or Buy: Which is Right for You? | ||
| Lesson – Evaluating Big-Ticket Purchases | ||
| Preparing for Retirement |
Credit and Debt
| Standard | Activity | Type of Activity |
|---|---|---|
| Costs and benefits of different types of credit | Lesson – A Beginner’s Guide to Borrowing Wisely | |
| Lesson – Credit Cards: Terms, Fees, and More | ||
| Lesson – What to Do When You Need Money Fast | ||
| Good Debt, Bad Debt | ||
| Lesson – How Borrowers Manage Personal Debt | ||
| Activity – Watch How Your Savings Could Grow | ||
| Car Loan Calculator | ||
| Borrower’s rights and responsibilities related to credit reports | Lesson – What Your Credit Report Says About You | |
| Debt Management Problems | Lesson – How Borrowers Manage Personal Debt | |
| Good Debt, Bad Debt | ||
| Lesson – A Beginner’s Guide to Borrowing Wisely | ||
| Managing Bills | ||
| Debt Negotiation | ||
| Lesson – Debt Relief: Is Consolidation the Answer? | ||
| Lesson – Getting Help With Debt Repayment | ||
| Lesson – What Is Bankruptcy? | ||
| Consumer Credit Laws | Lesson – The Ultimate Employee Guide | |
| Managing Bills |
Employment and Income
| Standard | Activity | Type of Activity |
|---|---|---|
| Explore job and career options | Career Center | |
| Biggest Mistakes of Job Seekers | ||
| Acing Job Interviews | ||
| Using Keywords In Your Resume | ||
| Lesson – Want to Work in Finance? | ||
| Careers in the accounting profession | ||
| Lesson – Starting a Business 101 | ||
| Compare sources of personal income and compensation | Lesson – What’s in Your Compensation Package? | |
| Lesson – Payroll Best Practices | ||
| Analyze factors that affect net income | Lesson – Income Tax Filing Tips & Tricks | |
| Lesson – Tax Credits & Deductions You Need to Know | ||
| Lesson – Uncovering Hidden Income Taxes You Owe | ||
| When to hire a tax professional | ||
| Tax Audits |
Investing
Risk Management and Insurance
| Standard | Activity | Type of Activity |
|---|---|---|
| Identify common types of risk and basic risk management methods | Lesson – Types of Insurance | |
| Justify reasons to use property and liability insurance | Lesson – Types of Insurance | |
| Lesson – Car Insurance: How to Lower Your Rates | ||
| Renter’s Insurance | ||
| Home Owner’s Insurance | ||
| Justify reasons to use health, disability, long-term care, and life insurance | Lesson – Types of Insurance | |
| Lesson – Life Insurance: The Ultimate Safety Net | ||
| Lesson – Why Health Insurance is So Expensive |