Iowa K-12 Core Social Studies Standards

K-12 Core Iowa
Social Studies Standards

We compared our learning materials and the core financial literacy concepts that are covered in our Budget and Stock Games to the social studies standards for the state of Iowa.

A list of the Iowa K-12 Core Social Studies Standards are below, along with a selection of activities from our games and library that align with each standard. Our Learning Library contains over 300 total lessons that can be customized for every class, so this may not include every lesson that may apply for each standard.

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab® for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

Get to Know PersonalFinanceLab®

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Lessons

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Iowa Social Studies Standards Alignment

Find out which of our lessons or games reinforce the individual
knowledge statements from the K-12 Iowa Core in Social Studies Standards.

Legend:

Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Standard Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Develop Financial and Career Goals
Develop short- and long-term financial goals. Budget Game – Core Component
Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth
Lesson – Break Free From Money Stress with a Budget
Lesson – Proven Techniques to Stop Overspending
Lesson – The Secret to a Comfortable Retirement
Activity – Crack the Code to Becoming a Millionaire
Evaluate entrepreneurship, career choices and the effect on the standard of living. Lesson – Planning Your Career Path
Lesson – What’s in Your Compensation Package?
Lesson – Go to College or Start Working?
Lesson – What is Entrepreneurship?
Lesson – Starting a Business 101 101
Lesson – Are Internships Worth It?
Wealth building and college planning, including long-term and short-term investing using tax-favored plans, individual retirement accounts and payments from such accounts, employer-sponsored retirement plans and investments, public and private educational savings accounts, and uniform gifts and transfer to minors. Lesson – Planning Your Career Path
Lesson – What’s in Your Compensation Package?
Lesson – The Secret to a Comfortable Retirement
Lesson – A Strategy to Build Wealth, Not Debt
Insurance, risk management, income, and career decisions, including career choices that fit personality styles and occupational goals, job search strategies, cover letters, resumes, interview techniques, payroll taxes and other income withholdings, and revenue sources for federal, state, and local governments. Lesson – Knowing Your Risks & Risk Tolerance
Lesson – Life Insurance: The Ultimate Safety Net
Lesson – Why Health Insurance is So Expensive
Lesson – Car Insurance: How to Lower Your Rates
Lesson – Planning Your Career Path
Lesson – How to Get Past Resume Software
Lesson – Acing Job Interviews
Lesson – Biggest Mistakes of Job Seekers
Lesson – Payroll Best Practices
Lesson – Tax Basics You Need to Know
Lesson – Uncovering Hidden Income Taxes You Owe
Lesson – Common Tax Deducations
Lesson – Income Tax Filing Tips & Tricks
Create a Saving and Spending Plan Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Evaluate the effect of taxes and other factors on income. Lesson – Tax Basics You Need to Know
Lesson – Uncovering Hidden Income Taxes You Owe
Lesson – Common Tax Deducations
Lesson – Income Tax Filing Tips & Tricks
Lesson – Sales Tax: Who Pays, Collects, and Why?
Develop a saving and spending plan using a financial recordkeeping tool. Budget Game – Core Component
Apply consumer skills to saving and spending decisions. Lesson – Protect Yourself as a Consumer
Lesson – Preparing for spending shocks
Lesson – The Art of Juggling Many Bills in a Pinch
Lesson – How Do You Stop Impulse Purchases?
Savings, including emergency fund, purchases, and wealth building. Budget Game – Core Component
Lesson – Achieve Financial Goals with a Spending Plan
Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth
Lesson – A Strategy to Build Wealth, Not Debt
Financial responsibility and money management, including creating and living on a written budget and balancing a check book; basic rules of successful negotiating and techniques; and personality or other traits regarding money. Budget Game – Core Component
Lesson – Balance Your Books in 10-Minutes
Lesson – What is Money?
Lesson – Break Free From Money Stress with a Budget
Lesson – 8 Techniques to Increase Your Sales
Analyze Credit and Debt Levels Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Analyze the cost and benefits of different types of credit and debt. Lesson – A Beginner’s Guide to Borrowing Wisely
Lesson – Credit Cards: Terms, Fees, and More
Lesson – How to Use Debt to Your Advantage
Lesson – Mortgage Options for First-Time Homebuyers
Lesson – Financing Your Education
Lesson – The Car Buying Checklist
Lesson – Demystifying the Impact of Interest Rates
Activity – Rent or Buy: Which is Right for You?
Credit and debt, including credit cards, payday lending, rent-to-own transactions, debt consolidation, automobile leasing, cosigning a loan, debt avoidance, and the marketing of debt, especially to young people. Budget Game – Core Component
Lesson – Credit Cards: Terms, Fees, and More
Lesson – How to Use Debt to Your Advantage
Lesson – How Borrowers Manage Personal Debt
Lesson – Debt Relief: Is Consolidation the Answer?
Lesson – Getting Help With Debt Repayment
Lesson – What to Do When You Need Money Fast
Activity – Calculate Your Car Loan Payments
Summarize a borrower’s rights and responsibilities. Lesson – A Beginner’s Guide to Borrowing Wisely
Lesson – Credit Cards: Terms, Fees, and More
Lesson – What Your Credit Report Says About You
Lesson – What Is Bankruptcy?
Investigate strategies to avoid and manage debt effectively. Lesson – How to Use Debt to Your Advantage
Lesson – How Debit Cards Work
Lesson – What to Do When You Need Money Fast
Lesson – The Art of Juggling Many Bills in a Pinch
Lesson – How to Prepare for Unexpected Expenses
Consumer awareness of the power of marketing on buying decisions including zero percent interest offers; marketing methods, including product positioning, advertising, brand recognition, and personal selling; how to read a credit report and correct inaccuracies; how to build a credit score; how to develop a plan to deal with creditors and avoid bankruptcy; and the federal Fair Debt Collection Practices Act. Lesson – Protect Yourself as a Consumer
Lesson – Why You Buy What You Buy
Lesson – How to Avoid Identity Theft, Scams & Fraud
Lessons – Ethics in Marketing
Lesson – How to Price Your Products & Services
Evaluate Savings and Long-Term Investments Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Evaluate short-term savings tools. Lesson – Break Free From Money Stress with a Budget
Lesson – A Strategy to Build Wealth, Not Debt
Lesson – Achieve Financial Goals with a Spending Plan
Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth
Apply investment tools to meet financial goals. Stock Game – Core Component
Lesson – How to Develop an Investing Strategy
Lesson – Why Invest in Stocks vs. Keeping in Savings?
Lesson – What is Diversification & How to Spread Your Risk
Buying, selling, and renting advantages and disadvantages relating to real estate, including adjustable rate, balloon, conventional, government-backed, reverse, and seller-financed mortgages. Lesson – What Damage Does Home Insurance Cover?
Lesson – Mortgage Options for First-Time Homebuyers
Lesson – What Damage Does Home Insurance Cover?
Activity – Find Out Your Monthly Home Budget
Understanding investments, including compound and simple interest, liquidity, diversification, risk return ratio, certificates of deposit, money market accounts, single stocks, bonds, mutual funds, rental real estate, annuities, commodities, and futures. Stock Game – Core Component
Investing101 Certification Course
Lesson – How to Develop an Investing Strategy
Lesson – What is Diversification & How to Spread Your Risk
Lesson – A Beginner’s Guide to Investing in Stocks
Lesson – A Simple Explanation of ETFs
Lesson – The Pros and Cons of Mutual Funds
Lesson – Getting Started with Bond Investing
Activity – Watch How Your Savings Could Grow
Measure Risk Management Tools Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Justify reasons to use various forms of insurance. Lesson – What’s Not Covered in Renter’s Insurance?
Lesson – What Damage Does Home Insurance Cover?
Lesson – Car Insurance: How to Lower Your Rates
Lesson – Life Insurance: The Ultimate Safety Net
Lesson – Why Health Insurance is So Expensive
Establish strategies for protection of personal identity and other forms of fraud. Lesson – How to Avoid Identity Theft, Scams & Fraud
Different types of insurance coverage including renters, homeowners, automobile , health, disability, long-term care, identity theft, and life insurance; term life, cash value and whole life insurance; and insurance terms such as deductible, stop loss, elimination period, replacement coverage, liability, and out-of-pocket. Lesson – What’s Not Covered in Renter’s Insurance?
Lesson – What Damage Does Home Insurance Cover?
Lesson – Car Insurance: How to Lower Your Rates
Lesson – Life Insurance: The Ultimate Safety Net
Lesson – Why Health Insurance is So Expensive

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