Equip your students for the real world with a complete, project-based Financial Math curriculum. We blend essential math concepts with the practical financial decisions they’ll face after graduation—making learning relevant, engaging, and unforgettable. When Will I Ever Use This? Traditional math curricula often leave students feeling unmotivated to learn. PersonalFinanceLab’s Financial Math course grounds every Read More…

Is your financial plan built to withstand a storm? A strong financial plan needs a great defense. This presentation teaches students how to build a fortress around their finances, covering the three essential layers of protection: a robust emergency fund, the right types of insurance, and a multi-layered strategy for protecting their digital identity from Read More…

This presentation decodes the “alphabet soup” of retirement savings, making complex topics easy to understand. Students will learn the key differences between employer-sponsored plans like 401(k)s and personal accounts like IRAs, and they’ll master the critical decision between paying taxes now (Roth) or later (Traditional). Click Here to download this presentation in Google Drive Click Here Read More…

What is the single most powerful force for building wealth? This presentation reveals the magic of compound interest, showing how it can make your money grow exponentially over time. Students will learn the difference between simple and compound growth and discover a powerful mental math shortcut, the Rule of 72, to estimate their investment returns. Read More…

Are you using the right tools to manage your money safely and effectively? This presentation builds a foundational “Saving Toolkit” for managing your money. Students will compare banks and credit unions, learn the specific purpose of checking, savings, money market, and CD accounts, and evaluate the pros and cons of different payment methods like cash, Read More…

How are you taxed on money you don’t earn from a paycheck? Moving beyond income tax, this presentation explores the taxes associated with building and transferring wealth. Students will learn how investments are taxed (capital gains), understand the rules for passing assets to the next generation (estate, gift, and inheritance tax), and discover how property Read More…

What if you could legally lower the amount of income the government taxes? This lesson walks students through the key decisions needed to prepare their first tax return. Students will learn how to choose a filing status, understand the power of deductions and pre-tax contributions to lower their taxable income, and compare different methods for Read More…

How can you build multiple income streams and protect them from forces outside your control? This presentation explores both the “offense” and “defense” of earning money. Students will first learn about five distinct sources of income beyond a traditional paycheck, then analyze five major economic factors—like inflation and technological change—that can impact their financial future. Read More…

How do you get paid correctly and avoid surprises on tax day? This presentation is a practical guide to the essential tax forms every worker needs to know. From the W-4 you fill out when hired to the Form 1040 you file with the IRS, this lesson clarifies the purpose of each document and shows Read More…

Ever wonder why your take-home pay is so much less than your salary? This presentation breaks down the key payroll deductions impacting your pay stub. Students will learn the difference between gross and net pay and understand where their money goes, from funding national services with federal taxes to supporting retirees through FICA. Click Here Read More…

In today’s complex financial landscape, Arizona teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Arkansas teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Meeting Arkansas Personal Read More…

In today’s complex financial landscape, California teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Colorado teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Delaware teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Florida teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Georgia teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Idaho teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Illinois teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Indiana teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Iowa teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Kentucky teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Louisiana teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Maine teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Maryland teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Massachusetts teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Michigan teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Minnesota teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Mississippi teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Missouri teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Nebraska teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Nevada teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, New Jersey teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, New York teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, North Carolina teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, Ohio teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Oklahoma teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Pennsylvania teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Rhode Island teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, South Carolina teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, Tennessee teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Texas teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Meeting Texas Financial Read More…

In today’s complex financial landscape, Utah teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Washington teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, Virginia teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

In today’s complex financial landscape, West Virginia teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on Read More…

In today’s complex financial landscape, Wisconsin teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

New Career as a Finance Teacher “I’ve been passionate about finance my entire life; I’ve been working in it in some fashion for 27 years,” Mason Renfer said at the beginning of our interview. He was nominated by his students and won the “Nominate Your Teacher” Award in the Fall 2024 Financial Literacy Challenge on Read More…

In today’s complex financial landscape, Alabama teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn.  Click on the Read More…

Credit Karma is a popular online platform that offers free credit scores and reports from Equifax and TransUnion, two of the three major consumer credit bureaus. With over 100 million users, Credit Karma has become a go-to destination for individuals seeking to monitor and improve their credit health. In this review, we’ll dive into the Read More…