Financial Literacy Materials for Teaching Personal Finance classes

Financial Literacy
Resources

Our financial literacy educational platform makes learning fun
with our engaging games, activities and integrated lessons.

  • Our learning library includes 300+ standards aligned Lessons
  • Use as a self-paced learning tool or as a supplement to other classroom materials
  • Self-Grading Lessons cover Personal Finance, Investing, Economics, Business, Accounting, Career Prep and Entrepreneurship topics
  • Customizable by instructors for the grade level and class subject
Sample Lessons Learning Library Overview

Financial Literacy Standards Alignment by State

Explore how our self-grading lessons and engaging interactive games align perfectly with your state’s K-12 academic standards in financial literacy education.

State Standards

Learning Resources Aligned to National Standards

The PersonalFinanceLab Learning Library was designed to align to the Jump$tart Coalition for Personal Financial Literacy. We also align to the Council for Economic Education, the National Business Educators Association (NBEA), as well as most state standards.

The Budget Game, Stock Game and the self-grading lessons together provide students an opportunity to practice making smart financial decisions. Allowing students to graduate with the knowledge and skills to be financially literate.

Jump$tart/CEE NBEA

Financial Literacy Lessons

Our Financial Literacy lessons are grouped into 5 units that were designed to follow State and National standards. We include unit introductions and assessments to help students pace through the material and allow them to review how well they understood the material.

The lessons include self-grading quizzes, challenge questions, and videos, while the interactive calculators provide exercises for students to complete. Both the Budget Game and Stock Game allow students to bring all these personal finance concepts to life!

Our Learning Library contains more lessons than what is listed here. To see our full list of learning materials, click the link below to register for the Teacher Test Drive.

View Lessons in Teacher Test Drive


Unit 1

Budgeting, Saving and Spending

Unit 2

Managing Credit

Unit 3

Income and Taxes

Unit 4

Risk and Financial Decision Making

Unit 5

Investing

Learn more about our Personal Finance & Investing Curriculum

Investing101 Course

A 10-chapter beginner course that covers how the stock market works, how to build a portfolio, fundamental and technical analysis and more. You can assign individual chapters or the whole course.

Students who complete all the content earn a completion certificate!

financial literacy certificate of completion

  • Chapter 1: Introduction To Investing

    An overview of your investment options, from CDs to stocks.

    • 1-01 Understanding Investment Choices
    • 1-02 Bank and Credit Union Products”
    • 1-03 Certificates of Deposit (CDs)
    • 1-04 Stocks
    • 1-05 Mutual Funds
    • 1-06 ETFs (Exchange-Traded Funds)
    • 1-07 Bonds
    • 1-08 Commodities
    • 1-09 Gold and Other Precious Metals
    • 1-10 Foreign Currency and Foreign Stocks
    • 1-11 Real Estate
    • 1-12 Recent Performance of Investments
    • 1-13 Resources
  • Chapter 2: How the Stock Market Works and Why It Moves

    Learn why the market moves and how to interpret its cycles.

    • 2-01 What Are Stock Exchanges?
    • 2-02 A History Lesson – Wall Street
    • 2-03 Other Stock Exchanges
    • 2-04 Public versus Private Companies & IPOs versus Secondary Market Securities
    • 2-05 Market Timing and Moving
    • 2-06 Bull vs. Bear Markets
    • 2-07 The Danger of Trying to Time the Market
    • 2-08 Brokers and How to Choose the Right Ones
    • 2-09 Why Stocks Are a Good Choice For Investing
    • 2-10 Buying Individual Stocks Versus Investing in Mutual Funds
    • 2-11 Resources
  • Chapter 3: Making Your First Trade

    Understand stock quotes, ticker symbols, and order types.

    • 3-01 How to Look Up a “Ticker Symbol”
    • 3-02 Understanding Stock Quotes
    • 3-03 Types of Orders-Market, Limit, Stop
    • 3-04 Types of Order Terms
    • 3-05 Buying on Margin
    • 3-06 Short Selling?
    • 3-07 How to Record Gains and Losses
    • 3-08 Set Goals and Targets
    • 3-09 Resources
  • Chapter 4: Building Your $100,000 Portfolio

    Learn how to balance rick & reward with your financial goals.

    • 4-01 Risk, Reward, and Diversification
    • 4-02 Measuring Risk: The Sharpe Ratio
    • 4-03 Buying Stocks that you Know
    • 4-04 Meet Warren Buffet
    • 4-05 Meet Peter Lynch
    • 4-06 Stock Screeners
    • 4-07 Resources
  • Chapter 5: Now That I Own It, What Should I Do?

    Learn when to hold, when to sell, and how to take profits.

    • 5-01 Ride Your Winners
    • 5-02 Don’t Fall in Love With Your Stocks
    • 5-03 Never lose more than 10%
    • 5-04 Diversify, Diversify and Diversify
    • -05 Know When to Hold’em, Know When to Fold’em
    • 5-06-watch-volume
    • 5-07 Keep to Your Exit Strategies
    • 5-08 Resources
  • Chapter 6: Fundamental Analysis – Understanding Earnings and Cash Flow

    Learn to research a stock’s underlying business and value.

    • 6-01 Information: 10-Ks, 10-Qs, and 8-Ks
    • 6-02 The Income Statement-An Introduction
    • 6-03 Operating Income, EBITDA and Net Income
    • 6-04 Understanding Cash Flow Statements
    • 6-05 EPS, PE Ratios, Cash Flow per Share and ROE
    • 6-06 Revenue and Earnings Estimates
    • 6-07 Balance Sheet
    • 6-08 Management
    • 6-09 New and Improved Products?
    • 6-10 Competition
    • 6-11 Resources
  • Chapter 7: Technical Analysis – Common Charts and Terms

    Learn to analyze price and volume to identify key market trends.

    • 7-01 How to Read Stock Charts
    • 7-02 Cup with Handle
    • 7-03 Head and Shoulders
    • 7-04 Breakouts
    • 7-05 Double Bottom
    • 7-06 Trendlines
    • 7-07 Wedges and Flags
    • 7-08 Candlesticks
    • 7-09 MACD
    • 7-10 Fibonacci Ratios
    • 7-11 Moving Averages
    • 7-12 Relative Strength Index (RSI)
    • 7-13 Support and Resistance
    • 7-14 Bollinger Bands
    • 7-15 Resources
  • Chapter 8: Current Hot Topics in Trading

    Learn to navigate market hype, bubbles, and popular trends.

    • 8-01 Manias, Bubbles, and Crashes
    • 8-02 Day Trading
    • 8-03 Swing Trading
    • 8-04 Penny Stocks
    • 8-05 Buy and Hold
    • 8-06 Growth at a Reasonable Price (GARP)
    • 8-07 Insider Transactions
    • 8-08 Short Squeeze
    • 8-09 – Cryptocurrency Trading
    • 8-10 ESG Investing
    • 8-11 Resources
  • Chapter 9: Introduction to Options

    Learn when to use call & put options, and why investors use them.

    • 9-01 What Are Options?
    • 9-02 Call Options
    • 9-03 Put Options
    • 9-04 Making Your First Option Trade
    • 9-05 Writing Covered/Naked Calls
    • 9-06 Volatility
    • 9-07 Implied Volatility
    • 9-08 Option Pricing – Black-Scholes Model
    • 9-09 Put Versus Call Interest
    • 9-10 Resources
  • Chapter 10: The Investors’ Guide to Success

    The dos and don’ts for long-term investing success.

    • 10-01 Ten Keys to Remember
    • 10-02 Ten Mistakes to Avoid
    • 10-03 Staying Informed
    • 10-04 Practice, Practice, Practice
    • 10-05 Develop an Investing Strategy That Feels Right for You
    • 10-06 Summary

Ready-to-Use Lessons in Business, Economics and Career Readiness Skills

Give your students a 360-degree view of how the economy functions and how successful businesses operate. These lessons provide a solid foundation for future entrepreneurs, business leaders, and informed citizens.

Economics Lessons

Students explore how inflation, interest rates, and global trends impact their personal finances and career opportunities.

View All Economics Lessons

Management Lessons

Students learn how to build effective teams, manage risk, and how to achieve strategic goals.

View All Business Lessons

Accounting Lessons

Students learn to read financial statements and understand the stories hidden in the numbers.

View All Business Lessons

Marketing Lessons

Students discover how to build a powerful marketing plan that connects with customers and gets results.

View All Business Lessons

Financial Math Lessons

Students learn the “why” behind the math by applying it to budgeting, saving, and investing.

View All Financial Math Lessons

What’s Included with our Learning Library?

Interactive Content

Each lesson takes about 5-10 minutes to complete, with interactive calculators, videos, and mini game activities to make learning a more engaging experience. Students can learn about what it takes to become a millionaire with the activity called, “Saving To Be A Millionaire!” or how to decide between buying a new or used car in the lesson, “Buy vs Lease Calculator!”. Students can even practice filling out a check in the “What is Money?” lesson. The integrated videos are short, easy to understand and integrated right into the lessons.

Preview our Video Library
curriculum pop quiz

Integrated Assessments

Self-graded pop quizzes track student progress, and are included in every assignment. They include 3-5 multiple choice questions that are related to that specific lesson. They require no previous knowledge to be able to complete each of them. You can customize your assignments, specifying when students need to have their lessons completed by, or whether they need to finish certain lessons before starting others.

Students can even earn a reward for completing their assignments. Choose whether their rewards are added to their stock portfolio or to their budget game!

Take a Teacher Test Drive
teacher reports

Teacher Reports

Find out how much time your students are spending on the platform, which questions your class is struggling with the most in their assignments, their actions in the Budget Game and trades in the Stock Game.

The teacher reports can be customized if the presets do not fit your needs, and can be exported to Excel or Google Sheets.

See our Sample 9-Week Course Outline

Financial Literacy Certificates

When students complete 12 months of the Budget Game,
25 trades in the Stock Game and the 50 personal finance lessons, they are eligible to earn this completion certificate.

financial literacy certificate of completion

When students complete the 10 chapters of the Investing101 Course, they are eligible to earn this completion certificate.

Tests your students’ knowledge of personal finance. We offer the certification before or after you use PersonalFinanceLab to prove that your students learned the core concepts. To learn more about the exam process click here.

Students earn completion certificates. After completing the Investing101 Course or the Personal Finance Lessons, students earn a completion certificate they can print and keep for their records.

Information Request

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Pricing

Great for virtual or in-class learning. Bulk discounts are available for larger class sizes!

Budget Game
$10
per account
  • Budget Game
  • Learning Library
  • Market Insight Widgets
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Stock Game
$10
per account
  • Stock Game
  • Learning Library
  • Market Insight Widgets
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Stock & Budget
Game
$15
per account
  • Budget Game
  • Stock Game
  • Learning Library
  • Market Insight Widgets
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