





We compared our learning materials and the core financial literacy concepts that are covered in our Budget and Stock Games to the personal finance standards for the state of Arizona.
A list of the Arizona History and Social Studies Standards are below, along with a selection of activities from our games and library that align with each standard. Our Learning Library contains over 300 total lessons that can be customized for every class, so this may not include every lesson that may apply for each standard.
Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.
When you order PersonalFinanceLab® for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.
Check out our course outlines, we’ll walk you through every step of the way!
We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Build your students confidence in the financial markets as they learn how to invest their money wisely.
Learn more
Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.
Schedule a callFind out which of our lessons or games reinforce the individual
knowledge statements from the Arizona History and Social Studies Standards.
Legend:
Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment
| Standard | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| A financially literate individual understands how to manage income, spending, and investment. | ||||||
| Evaluate how and why people make choices to improve their economic well-being. |
Budget Game – Core Component Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth Lesson – Planning Your Career Path Lesson – Go to College or Start Working? Lesson – The Cost of Raising a Family Lesson – The Secret to a Comfortable Retirement Lesson – A Strategy to Build Wealth, Not Debt | |||||
| Analyze the factors that influence how and why people make budgeting and saving choices. |
Budget Game – Core Component Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth Lesson – Proven Techniques to Stop Overspending Lesson – Achieve Financial Goals with a Spending Plan | |||||
| Evaluate the cost and benefits of using credit. |
Budget Game – Core Component Lesson – A Beginner’s Guide to Borrowing Wisely Lesson – How to Use Debt to Your Advantage Lesson – Demystifying the Impact of Interest Rates Activity – Calculate Your Car Loan Payments Activity – Use the Credit Card Payments Calculator | |||||
| Compare the cost and benefits of several types of investments. |
Stock Game – Core Component Investing101 Certification Course Lesson – What is Diversification & How to Spread Your Risk Lesson – How to Develop an Investing Strategy | |||||
| Evaluate the ways insurance may minimize personal financial risk. |
Lesson – Knowing Your Risks & Risk Tolerance Lesson – Car Insurance: How to Lower Your Rates Lesson – Why Health Insurance is So Expensive Lesson – What’s Not Covered in Renter’s Insurance? | |||||
| By applying economic reasoning, individuals seek to understand the decisions of people, groups, and societies. | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Explain how scarcity results in economic decisions and evaluate their impact on individuals, institutions, and societies. | Lesson – Why Is There Scarcity? | |||||
| Analyze how incentives influence economic choices for individuals, institutions, and societies. | Lesson – Carrots, Sticks, and Your Wallet – All About Incentives | |||||
| Use cost-benefit analysis and/or marginal analysis to evaluate an economic issue. | Lesson – Marginal Benefit and Cost | |||||
| Individuals and institutions are interdependent within market systems. | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Explain how buyers and sellers interact to create markets and market structures. |
Lesson – Supply and Demand Examples in the Stock Market Lesson – Benefits of Competition Lesson – Comparative Economic Systems – Capitalism, Socialism, and Communism | |||||
| Evaluate how numerous factors and conditions influence market prices. |
Stock Game – Core Component Lesson – Decoding What Moves The Market Lesson – The Business Cycle | |||||
| Evaluate the role of government in regulating market places. | Lesson – Government impact on the economy | |||||
| Explain the distinct types of business organizations and analyze the role of innovation and entrepreneurship in a market economy. |
Lesson – What is Entrepreneurship? Lesson – What is Cottage Industry Lesson – Types of Companies | |||||
| The domestic economy is shaped by interactions between government, institutions, and the private sector. | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Use economic data to analyze the health of a national economy. |
Lesson – Major Economic Indicators (GDP, CPI, Jobs) Lesson – Gross Domestic Product | |||||
| Evaluate the economic conditions that lead to fiscal and monetary policy choices and explain their impact on households and businesses. |
Lesson – What Does Fiscal Policy Mean? Lesson – What Is Monetary Policy? Lesson – Government impact on the economy | |||||
| Explain the roles of institutions in a market economy. |
Lesson – Choosing the Best Banking Option for You Lesson – Finding the Right Brokerage Account Lesson – Getting Help With Debt Repayment Lesson – The Ultimate Employee Guide Lesson – What is the New York Stock Exchange? | |||||
| Explain the effect of advancements in technology and training on economic growth and standards of living. |
Lesson – Why Do Some Jobs Pay More Than Others? Lesson – Comparitive Advantage Lesson – What is Specialization? | |||||
| The interconnected global economy impacts all individuals and groups in significant and varied ways. | Activity | Long-Term Game | Comprehensive Chapter | Short Lesson | Interactive Calculator | Graded Assessment |
| Evaluate the advantages and disadvantages of global trade. | Lesson – International trade | |||||
| Evaluate how interdependence impacts individuals, institutions, and societies. |
Stock Game – Core Component Lesson – How a Business Can Be Socially Responsible Lesson – Analyzing Consumer Behavior Lesson – Inflation Lesson – The Business Cycle Lesson – Product Life Cycle Lesson – Choosing the Best Banking Option for You | |||||
| Explain why nations chose to trade and how it is regulated. | Lesson – International trade | |||||
| Explain how national economies influence trade. |
Lesson – What is Economic Growth? Lesson – Gross Domestic Product Lesson – What Is Comparative Advantage? |
If you would like to learn more about PersonalFinanceLab, schedule a personalized demo, or get a Test Drive account to preview our games and lessons for yourself, please fill out the form below.
Fill out the form