Florida Social Studies Standards Financial Literacy Strand

Florida
Social Studies Standards Financial Literacy Strand

We compared our curriculum and the core financial literacy concepts that are covered in our Budget and Stock Games to the personal finance standards for the state of Florida.

A list of the Florida Financial Literacy Strand of the Social Studies Standards are below, along with a selection of activities from our games and library that align with each standard. Compared to other states, Florida’s standards as part of the B.E.S.T. Mathematics curriculum uniquely takes advantage of a blend of our core Financial Literacy lessons and activities, many lessons from our Accounting curriculum, our core Economics concepts, as well as many of our activities that specifically leverage financial examples using spreadsheets (and data that can be exported from PFinLab games for spreadsheet exercises).

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab™ for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

Get to Know PersonalFinanceLab™

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Curriculum

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Florida Financial Literacy Standards Alignment

Find out which of our lessons or games reinforce the individual
knowledge statements from the Florida Social Studies Standards Financial Literacy Strand.

Legend:

Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Standard Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Build mathematical foundations for financial literacy.
Extend previous knowledge of operations of fractions, percentages and decimals to solve real-world problems involving money and business.Budget Game
Percents, Fractions and Ratios
The Importance of Interest Rates
Inflation
Using Spreadsheets – Calculating Daily Returns
Using Spreadsheets – Graphing
Extend previous knowledge of ratios and proportional relationships to solve real-world problems involving money and business.Budget Game
Percents, Fractions and Ratios
Using Spreadsheets – Comparing Car Loans
Researching Spending
Solve real-world problems involving weighted averages using spreadsheets and other technology.Using Spreadsheets – Calculating Profit and Loss from Trades
Develop an understanding of basic accounting and economic principles. Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Given assets and liabilities, calculate net worth using spreadsheets and other technology.Budget Game
Net Worth Calculator
What is Wealth?
GAAP – Asset Accounting
GAAP – Liability Accounting
What is a Balance Sheet?
Using Spreadsheets – Graphing
Solve real-world problems involving profits, costs and revenues using spreadsheets and other technology.Cash Flow
GAAP – Accounting Revenue and Expenses
Using Spreadsheets – Calculating Profit and Loss from Trades
Using Spreadsheets – Graphing
Explain how consumer price index (CPI), gross domestic product (GDP), stock indices, unemployment rate and trade deficit are calculated. Interpret their value in terms of the context.Major Economic Indicators (GDP, CPI, Jobs)
Gross Domestic Product
What is Economic Growth?
Inflation
Given current exchange rates, convert between currencies. Solve real-world problems involving exchange rates.Stock Game – Forex Trading
International Trade
Develop budgets that fit within various incomes using spreadsheets and other technology.Budget Game
Using Spreadsheets – Importing and Formatting Data
GAAP – Accounting Revenue and Expenses
Payroll Best Practices
Income and Compensation
Pay Yourself First
All About Budgeting
Spending and Savings Plans
Given a real-world scenario, complete and calculate federal income tax using spreadsheets and other technology.Budget Game
Income Taxes and Form 1040
Describe the advantages and disadvantages of short-term and long-term purchases.Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Compare simple, compound and continuously compounded interest over time. Compound Interest Calculator
Investment Return Calculator
Solve real-world problems involving simple, compound and continuously compounded interest.Stock Game
The Importance of Interest Rates
Trading Bonds
Using Credit
Credit Card Interest Calculator
Using Spreadsheets – Comparing Car Loans
Solve real-world problems involving present value and future value of money Net Present Value Calculator
Explain the relationship between simple interest and linear growth. Explain the relationship between compound interest and exponential growth and the relationship between continuously compounded interest and exponential growth.Importance of Interest Rates
Compound Interest Calculator
Investment Return Calculator
Compare the advantages and disadvantages of using cash versus personal financing options.Budget Game
What is Economics?
Compound Interest Calculator
Credit Card Payments Calculator
Time Value of Money
What is Opportunity Cost
Calculate the finance charges and total amount due on a bill using various forms of credit using estimation, spreadsheets and other technology.Budget Game
Credit Cards
Using Credit
Credit Card Payment Calculator
Compare the advantages and disadvantages of different types of student loans by manipulating a variety of variables and calculating the total cost using spreadsheets and other technology.Student Loans
Calculate using spreadsheets and other technology the total cost of purchasing consumer durables over time given different monthly payments, down payments, financing options and fees.Using Spreadsheets – Comparing Car Loans
Car Loans Calculator
Compare the advantages and disadvantages of different types of mortgage loans by manipulating a variety of variables and calculating fees and total cost using spreadsheets and other technology. Mortgages
Analyze credit scores qualitatively. Explain how short-term and long-term purchases, including deferred payments, may increase or decrease credit scores. Explain how credit scores influence buying power.Budget Game
Credit Reports
Using Credit
Given a real-world scenario, establish a plan to pay off debt.Budget Game
Credit Card Payment Calculator
Given fixed costs, per item costs and selling price, determine the break-even point for sales volume.Cash Planning
Operating Ratios
Managerial Accounting
Describe the advantages and disadvantages of financial and investment plans, including insurances. Activity Long-Term Game Comprehensive Chapter Short Lesson Interactive Calculator Graded Assessment
Calculate and compare various options, deductibles and fees for various types of insurance policies using spreadsheets and other technology.Health Insurance
Car Insurance
Life Insurance
Compare the advantages and disadvantages for adding on a one-time warranty to a purchase using spreadsheets and other technology.Budget Game
Financial Records and Receipts
Compare the advantages and disadvantages of various retirement savings plans using spreadsheets and other technology.Planning for Retirement
Collect, organize and interpret data to determine an effective retirement savings plan to meet personal financial goals using spreadsheets and other technology.Planning for Retirement
Life Insurance
Spending and Savings Plans
All About Budgeting
Investing 101 Course. Chapter 01. Introduction to Investing
Simulate the purchase of a stock portfolio with a set amount of money, and evaluate its worth over time considering gains, losses and selling, taking into account any associated fees.Stock Game
What is a Stock?
What is an ETF?
What is a Mutual Fund?
What are Bonds
Investment Research
How to Choose and Compare Stocks
Understanding Price Movements
Investing Strategies
Use the Investment Return Calculator
Investing 101 – Chapters 2-10

Information Request

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