Learning Center
Learning Center
Welcome to the Personal Finance Lab Learning Center! You can find a selection of some of our most popular articles, or “Search” for something specific.
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Contracts - A "Contract" is a legally binding agreement between two parties (people, companies, or both). Having a contract means that if one party does not keep their word, the other can sue them in court to either force them to fulfill their side of the agreement, or pay back compensation. Read More...
Personal Finance
Preparing for Spending Shocks - “Spending Shocks” are large, irregular expenses. Many people do not budget enough to successfully deal with spending shocks, which can be detrimental to their personal financial health. If you don't want to get struck with… Read More...
Protecting Against Fraud - Today, all of our financial lives are online. This creates a problem when making sure that you are the only one who has access to it. Fraud and Identity Theft are growing problems, impacting just… Read More...
Debt Management Services - There are a variety of Debt Management Services that are available via credit counselling such as debt management plans and debt settlement. Different services have different impacts on your credit score, but they can help… Read More...
Credit Cards - Credit cards is a form of unsecured credit (meaning a loan without collateral) that you can use to make everyday purchases. All credit card purchases are made using a loan – you borrow money from… Read More...