Learning Center

Learning Center

Welcome to the Personal Finance Lab Learning Center! You can find a selection of some of our most popular articles, or “Search” for something specific.

Personal Finance

Managing Debt - To be "In Debt" means to owe money to someone else, usually making fixed payments to pay back the amount over time, plus interest. Properly managing debt helps minimize how much total interest you pay,… Read More...
Credit Cards - Credit cards is a form of unsecured credit (meaning a loan without collateral) that you can use to make everyday purchases. All credit card purchases are made using a loan – you borrow money from… Read More...
Credit Reports - Credit reports are documents that keeps a record of (most) of your regular bill payments. They are not to be confused with credit scores, which is are single number. Having good credit reports are vital… Read More...
Budgeting - There's a difference between a "Project Budget" and a "Living Budget"! You'll need a different attitude when you're thinking about how to plan your monthly income, expenses, and savings goals compared to just how to… Read More...