Welcome to the Personal Finance Lab Learning Center! You can find a selection of some of our most popular articles, or “Search” for something specific.
What is Solvency? - Solvency is the possession of assets in excess of liabilities, or more simply put, the ability for one to pay their debts. People and organizations who are not "Solvent" face bankruptcy Read More...
Spending Plan - A Spending Plan is a plan of what you will spend each month, and includes fixed and variable spending. They are used similarly to a budget, but many find them to be more flexible Read More...
Buy vs Lease Calculator - Use the calculator to see if buying or leasing a home is better for you! Read More...
Consumerism – Rights and Responsibilities - Consumers, aka every individual who participates in the economy, have a rights and responsibilities. Depending on your state and the transaction, you might have a wide range of rights or very few. Believe it or… Read More...
Debit – Credit Cards Without Credit - Before debit cards became popularized, people had to carry cash and cheques or use credit cards or short-term financing for everyday payments. Debit cards became the most popular method since they are easier and are… Read More...