Learning Center
Learning Center
Welcome to the Personal Finance Lab Learning Center! You can find a selection of some of our most popular articles, or “Search” for something specific.
Featured Article
Time Value of Money - The Time Value of Money is a concept that a dollar in your pocket today is worth more than a dollar tomorrow - because you can use it right away. The time value of money is determined by interest rates and opportunity cost - what else could you be doing with that money? Read More...
Personal Finance
Reconciling Accounts - Reconciliation is the process of reconciling your checkbook by comparing your own written records with your bank statements. Although this process has changed drastically in the 21st century, it is still an important for your… Read More...
Budgeting and Spending Strategies - Building a budget or spending plan is tough. Sticking to the plan is even tougher. Remember to "Pay Yourself First", and don't lose your head - stick to the plan! Read More...
Life Insurance - Life Insurance is an insurance policy designed to pay out if the insured person dies. They were created to make sure that if the main income holder of a household dies, the payout from the… Read More...
Unemployment and Other Assistance Programs - There are a variety of unemployment programs, and other assistance programs, that exist in order to help with people facing hard financial times, and low incomes. Some of these include Unemployment Insurance, SNAP Food Assistance… Read More...